Quality care at an affordable price from a broad selection of healthcare providers.
Compare Blue Plus plans and check rates.
Decision guide — Spanish (Coming soon)
MNsure is the only place you can apply for financial help to lower the cost of your monthly insurance premium and out-of-pocket costs.
The network providers you can use for your healthcare needs are located statewide and include health systems such as Allina Health, Altru, CentraCare, M Health Fairview, and Sanford Health.
November 1 — December 15, 2026 for coverage that begins on January 1, 2027
December 16, 2026 — January 15, 2027 for coverage that begins February 1, 2027
Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Douglas, Grant, Hennepin, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, McLeod, Meeker, Mille Lacs, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rock, Roseau, Scott, Sherburne, Sibley, St. Louis, Stearns, Stevens, Swift, Todd, Traverse, Wadena, Washington, Wilkin, Wright and Yellow Medicine
Blue Plus plans offer three levels of coverage and cost sharing. Each plan pays a different amount toward medical coverage and prescription drugs.
The right plan depends on how often you visit the doctor or pharmacy, how much you want to pay when you get care, and how much you want to pay before your health plan begins to pay.
A good option if you don’t go to the doctor or pharmacy very often.
A good option if you aren’t sure how often you’ll go to the doctor or pharmacy.
A good option if you go to the doctor or pharmacy frequently.
Blue Plus individual and family health plans include coverage for prescriptions filled at pharmacies in the Essential Pharmacy Network.
Prescription drugs on the BasicRx drug list are covered by this plan.
It's easy to add dental, vision or international travel insurance anytime.
Some plans are compatible with HSAs from administrators like HealthEquity.®
An HSA allows you to set aside a portion of your earnings pretax to pay for qualified medical expenses. The money in the account is owned by you and stays with you even if you change health plans.
Connect to everything you need to easily manage your healthcare. Access your personal plan information, resources and tools online or by downloading the Blue Care AdvisorSM app from your favorite app store.
Access board-certified doctors, psychiatrists and psychologists with Doctor On Demand® via smartphone, tablet or computer.
Omada is personalized to help you reach your health goals — whether that’s losing weight, gaining energy, or improving your overall health.
Concerned about substance use, stress, insomnia, depression, social anxiety, panic or resilience? Learn to Live is an online program that’s available anytime to help you work through it.
Personalized guidance for developing a quit plan and ongoing support from a wellness coach.
Shop products and services that complement your health and get discounts from Blue365.®
Compare Blue Plus plans and check rates.
Decision guide — Spanish (Coming soon)
MNsure is the only place you can apply for financial help to lower the cost of your monthly insurance premium and out-of-pocket costs.
Review summaries of benefits and coverage (SBC) and benefit booklets to help you find the right plan.
Open enrollment for 2026 plans has ended.
Missed the enrollment window? You may still qualify for a plan through special enrollment.
Call 1-800-262-0823 (TTY 711) to speak to a sales associate.
If you are a current Blue Cross or Blue Plus member, call the customer service number on the back of your member ID card.
*Numbers are subject to change and are reflective of signed contracts as of June 2025.
**Some plans are compatible with HSAs from investment HSA administrators such as HealthEquity.®
***Effective January 1, 2026, Bronze plans may be compatible with a health savings account (HSA). This information is not intended as tax advice, so please consult a tax professional if you have any questions. If you need help setting up an HSA, please consult an HSA administrator or your financial institution. Blue Plus is not a financial institution, nor can we provide tax advice.
**** Essentia Health providers are in-network for the Blue Plus Minnesota Value Network for the following counties: Itasca, Crow Wing, Koochiching, Pine, Carlton, Lake, St. Louis (MN) and Douglas (WI). Essentia Health providers are out-of-network for Blue Plus Minnesota Value Network in these counties: Becker, Big Stone, Cass, Clay, Clearwater, Hubbard, Mahnomen, Morrison, Norman, Otter Tail, Pennington, Polk, Red Lake, Richland, Todd and Wadena.
Blue Care AdvisorSM is an offering of Blue Cross® and Blue Shield® of Minnesota, a nonprofit independent licensee of the Blue Cross and Blue Shield Association.
Doctor On Demand by Included Health is an independent company providing telehealth services.
Learn to Live, Inc. is an independent company providing online cognitive behavioral therapy programs and services.
Blue365® is a registered mark of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and/or Blue Shield plans.
Each healthcare provider is an independent contractor and not our agent.
HMO Minnesota, d.b.a. Blue Plus, an affiliate of Blue Cross and Blue Shield of Minnesota.
View a list of the network adequacy waivers the Minnesota Department of Health has approved for this plan.
The Omada program is from Omada Health, Inc., an independent company providing a digital intensive behavioral counseling program.