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The trusted choice for Minnesota school district health plans

Investing in a medical plan that empowers your staff and administration with unparalleled choice and excellent service is one of the most meaningful actions you can take to improve health outcomes and lower costs.

That’s why schools across the state choose Blue Cross and Blue Shield of Minnesota — relying on our trusted approach, unmatched network and personalized support.

Our team members live in every corner of Minnesota, in the same communities you serve. We see firsthand what a difference you make for Minnesota students. Blue Cross is committed to helping educators, administrators and district staff live their healthiest lives.

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Let's work together

Call 1-855-403-6564 to speak with a Blue Cross representative about your district’s health plan needs, or talk with your broker or consultant.

Why choose Blue

Why school districts across the state choose Blue Cross

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Minnesota’s most trusted health plan1

Gain peace of mind with coverage from a health plan serving 50,000 Minnesota district employees and dependents.2

An account team you can count on

Work with trusted experts dedicated to serving school districts like yours.

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Award-winning member service

Receive fast and friendly support from our service teams — recognized by USA Today for delivering excellent service.

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For people, not for profit

Know that your healthcare dollars are put to work for you, with 92 cents of every dollar directly paying claims for medical expenses and pharmacy.3

"Blue Cross is a local expert with a long-standing exceptional reputation. I am the contact when our employees are unable to resolve concerns through customer service. My involvement has been minimal, which demonstrates that customer service truly serves our members."

— Benefits Coordinator at Prior Lake - Savage Area Schools

"As a new Benefits Specialist, I find the Blue Cross portal easy to use, and our account manager is always available and willing to assist. Our staff members understand their coverage well and know all the benefits available to them."                                                                                                    

— Benefits Specialist at Faribault Public Schools

"Not only are our account reps very personable, responsive and helpful, we also greatly value the amount of in-network providers available for our staff. The portal is extremely easy to navigate, and customer service is always very helpful when we instruct staff to reach out."

— Controller at Albert Lea Public School District

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Unmatched network value

With Blue Cross, you’ll have access to the largest statewide network, with 98% of Minnesota doctors and hospitals participating.4 There’s no referral necessary to see a physician or specialist.

When you travel outside the state, you have access to more than 2 million providers spanning every U.S. ZIP code through the national BlueCard® PPO network.5

Solutions and programs

Innovative solutions and programs that make a difference for your staff

Blue Care AdvisorSM

Blue Care Advisor brings health, wellbeing and navigation together into an easy-to-use digital resource. This solution puts everything in one place so your staff can easily navigate total benefits and get expert guidance about the care they need for better health while reducing overall costs.

In fact, Blue Care Advisor users are twice as likely to complete preventive care designed to identify and treat health problems before they become more serious and costly.6

Read the white paper

Behavioral health

It’s common for teachers to see student behavioral health challenges in the classroom — and given the demands of their roles, many teachers struggle with their own mental health challenges, too.

We’re investing heavily in behavioral healthcare to eliminate barriers to care and drive down costs by focusing on general access, specialty condition access, rural access and youth access.

Read more about Blue Cross behavioral health initiatives

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Mental health service shortage

80% of Minnesota counties qualify as mental health service shortage areas.7

Service & Community

Service excellence8

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Satisfaction

87+%

satisfied members

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Claims resolution

97%

claims processed in 14 calendar days

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Accuracy

99%

claims payment and processing accuracy

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Customer service

~26

seconds customer service speed to answer

Committed to fostering stronger, healthier communities

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$16 million

donated to charitable organizations — 99% within Minnesota

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14,500 volunteer hours

donated by more than 1,200 associates to local charitable organizations

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46 grants

totaling $4.3 million – provided through the Blue Cross Foundation to support early childhood care and education, connected and welcoming communities, and access to healthcare coverage

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600 charitable organizations

received a total of more than $860,000 from the annual Blue Cross Community Giving Campaign

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$1 million

donated towards a five-year, $5 million pledge in support of the Rural Behavioral Health Clinic at Minnesota State University, Mankato

Blue Cross internal community investment data, 2024.
 

Let's connect

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Take the next step for your district with a plan from Blue Cross

Talk with your broker or consultant, or call 1-855-403-6564 to speak with a Blue Cross representative about your district’s health plan needs.

1“Is a company I can trust.” (online interviews conducted 2014-2024), Brand Strength Measure Survey, Blue Cross Blue Shield Association. “Is a name you can trust.” (phone interviews conducted 2010-2013).

2Blue Cross and Blue Shield of Minnesota book of business data, October 2025.

3Aware 2024 audited financials.

4Network numbers are subject to change and are reflective of signed contracts as of June 2023. 

5Blue Cross Blue Shield Association Provider Data Repository, January 2024.

6Blue Care Advisor Internal Report: Q1 – Q2 CX Measurement and Insights Data. Blue Cross and Blue Shield of Minnesota, July 2023.

7Rural Health Care Minnesota: Data Highlights, 2023.

8Sources: Member satisfaction for commercial groups, September 2025. Claims processing data, January – December 2024. Average customer service speed to answer for large groups and major/national accounts, September 2025.