A $0 premium medical-only Medicare plan built for Veterans.
Choose the medical-only plans tab on the following web page.
Get your ID card, plan information, find in-network doctors and more.
Our Freedom BlueSM medical-only Medicare Advantage plan is a good option if you already have creditable drug coverage through the VA, TRICARE or similar.
The plan includes extra benefits like over-the-counter flex card allowance, dental, eyewear allowance, hearing aid benefit, fitness program, acupuncture and routine chiropractic coverage.
Freedom Blue eligibility requirements:
Anoka, Becker, Beltrami, Benton, Big Stone, Blue Earth, Brown, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cottonwood, Crow Wing, Dakota, Dodge, Douglas, Faribault, Fillmore, Freeborn, Grant, Hennepin, Houston, Hubbard, Isanti, Jackson, Kandiyohi, Kittson, Lac qui Parle, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, Martin, Morrison, Mower, Murray, Nicollet, Nobles, Norman, Olmsted, Otter Tail, Pennington, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Roseau, Scott, Sherburne, Stearns, Steele, Swift, Todd, Wabasha, Wadena, Waseca, Washington, Watonwan, Wilkin, Winona, Wright
Access to 98% of doctors in Minnesota,2 including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more
Up to $35 monthly Medicare Part B premium giveback
Preventive and comprehensive dental coverage with a $2,500 maximum plan benefit
Travel up to 12 consecutive months in the U.S. and get in-network benefits from select providers
Blue Cross is a 2024 Secretary of Defense Employer Support Freedom Award recipient. This is the highest U.S. government recognition given to employers for their support of Guard and Reserve employees.1
Blue Cross is the first health plan in Minnesota to be designated a Beyond the Yellow Ribbon company for its support of service members, Veterans and their families.3
Hearing screening and aids benefit (up to 2 aids per year) with $0 upgrade to rechargeable battery option on select styles through TruHearing®
Eyewear allowance benefit for glasses or contact lenses
Receive 2 meals per day, up to 14 days, at no additional cost following necessary inpatient stay
Routine acupuncture includes 12 visits for any pain diagnosis and Chiropractic includes 12 visits for any diagnosis (X-ray excluded)
Receive a quarterly4 flex card to purchase eligible over-the-counter medications and health-related items to help you live a healthy lifestyle.
SilverSneakers® is an opportunity to improve your health, gain confidence and connect with your community.
Get access to thousands of fitness locations nationwide, on-demand workout videos and online classes.
See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care through Doctor On Demand.
Give us a call to speak to a Medicare expert.
1-855-579-7658
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
You can use this paper packet to enroll by mail and to view plan benefits, costs, and coverage.
2Medicare-contracted doctors compared to internal Blue Cross and Blue Shield of Minnesota data, April 2025. Some network limitations may apply..
3Blue Cross Blue Shield recognized as Beyond the Yellow Ribbon company, by Sun Thisweek, Jan 27, 2016 & 2023 Minnesota National Guard
4Quarterly balance does not carry over.
Travel coverage is limited to in the United States only. Only emergency services are covered when traveling worldwide.
Blue Cross offers PPO plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.
Doctor On Demand® by Included Health is an independent company providing telehealth services.
TruHearing® is a registered trademark of TruHearing, Inc., an independent company who works with health plans to offer low out-of-pocket costs on hearing aids.
CVS Pharmacy, Inc. d/b/a OTC Health Solutions is an independent company providing OTC supplemental benefit administrative services.
SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs.
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