A $0 premium medical-only Medicare plan built for Veterans.
Choose the medical-only plans tab on the following web page.
Get your ID card, plan information, find in-network doctors and more.
Our Freedom BlueSM medical-only Medicare Advantage plan is a good option if you already have creditable drug coverage through the VA, TRICARE or similar.
The plan includes extra benefits like over-the-counter flex card allowance, dental, eyewear allowance, hearing aid benefit, fitness program and acupuncture.
Freedom Blue eligibility requirements:
Meadow Region
Anoka, Carver, Chisago, Dakota, Isanti, Ramsey, Scott, Sherburne, Washington, Wright
Lake Region
Hennepin
Woodland Region
Becker, Benton, Big Stone, Cass, Clay, Clearwater, Douglas, Faribault, Grant, Houston, Hubbard, Kandiyohi, Kittson, Marshall, Morrison, Nicollet, Otter Tail, Renville, Roseau, Stearns, Swift, Todd, Wilkin, Winona
Access to a broad network of doctors in Minnesota
Up to $145 monthly Medicare Part B premium giveback
Preventive and comprehensive dental coverage with a $2,000 maximum plan benefit
Travel up to 9 consecutive months in the U.S. and get in-network benefits from select providers
Blue Cross is a 2024 Secretary of Defense Employer Support Freedom Award recipient. This is the highest U.S. government recognition given to employers for their support of Guard and Reserve employees.1
Blue Cross is the first health plan in Minnesota to be designated a Beyond the Yellow Ribbon company for its support of service members, Veterans and their families.2
Hearing screening and aids benefit (up to 2 aids per year) with $0 upgrade to rechargeable battery option on select styles through TruHearing®
Eyewear allowance benefit for glasses or contact lenses
Receive 2 meals per day, up to 14 days, at no additional cost following necessary inpatient stay
See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care through Doctor On Demand
Receive a quarterly3 flex card to purchase eligible over-the-counter medications and health-related items to help you live a healthy lifestyle.
SilverSneakers® is an opportunity to improve your health, gain confidence and connect with your community.
Get access to thousands of fitness locations nationwide, on-demand workout videos and online classes.
Our Blue Cross Advisors are here to:
You can use the kit to enroll in a plan by mail and to compare plan options, benefits, costs and coverage.
Give us a call to speak to a Medicare expert.
1-855-579-7658
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar.
2Blue Cross Blue Shield recognized as Beyond the Yellow Ribbon company, by Sun Thisweek, Jan 27, 2016 & 2023 Minnesota National Guard
3Quarterly balance does not carry over.
Travel coverage is limited to in the United States only. Only emergency services are covered when traveling worldwide.
Blue Cross offers PPO plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.
Doctor On Demand® by Included Health is an independent company providing telehealth services.
TruHearing® is a registered trademark of TruHearing, Inc., an independent company who works with health plans to offer low out-of-pocket costs on hearing aids.
SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs.
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