Dentist examining an adult's mouth.

Small group dental plans

Blue Cross Dental plans for groups of 2—50 are an essential part of your employee benefits.

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Call: 1-855-295-6278, TTY 711

Or work with an agent who can guide you through the entire process, helping you find the best dental plan for your needs.

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Explore your options

Use the decision guide as a tool to help you select a dental plan that meets your needs.

2025 decision guide
2024 decision guide

Plan overview

Why choose a Blue Cross dental plan?

Blue Cross and Blue Shield of Minnesota has a wide range of competitive dental plan options.

All plans cover preventive dental care at 100 percent, including exams and cleanings, when you see an in-network dentist.

Benefits include:

  • Preventive and comprehensive benefits
  • No waiting periods on benefits
  • No missing tooth clause
  • Posterior composites (white fillings covered the same on front and back teeth)

Blue Cross Dental is a smart choice to complement your health plan and round out your employee benefit package.

You can purchase a dental plan for your employees any time. It’s quick and easy. You don't have to have Blue Cross health insurance to enroll in a dental plan.

Find a dentist

Dentists who provide discounts for non-covered services have a “$ave!” symbol next to their name.

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Protect your health with dental coverage

Minnesota providers

More than 2,200 in-network providers, and more than 7,700 access points in Minnesota1

Nationwide providers

More than 103,000 in-network providers, and more than 364,000 access points nationwide1

Network savings

Average network savings of 30% for members who used an in-network provider in 20232

Member support

98% of non-investigated claims are paid within 14 days and 97% first call resolution3

Additional benefits

Plans available with:

  • Children’s orthodontic coverage
  • Preventive Incentive (preventive services not applied to annual maximum)
  • Implant coverage

Jr. Dental

100% coverage for dependent children 12 and under with no deductible or annual plan maximum on all covered services.4

  • Three cleanings per calendar year
  • Fluoride treatment covered up to age 19

Easy billing

One carrier for medical, dental and vision coverage.

  • Single system platform for integrated billing
  • Online account with optional e-billing

Compatibility

Compatible with Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs).

Plan options

Freedom plans

Flexible and comprehensive

Freedom Enhanced plans are our top-selling plans.

These plans include the benefits listed under the Preferred plans but offer equal coinsurance for dentists who are in network and out of network. Preventive Incentive5 is an option.

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2024

Value plan

The lowest-cost option

A great choice for employers who want the lowest-cost plan.

This plan provides full coverage for important preventive and diagnostic procedures, and coverage for other basic services like exams, cleanings, fluoride treatments, X-rays, sealants and fillings.

Preferred plans

Affordable, traditional plans

These comprehensive plans drive savings by encouraging members to see a network provider.

Members pay less for services like general anesthesia, repairs, and simple and complex oral surgeries when they see a provider in their plan’s network.

Support and resources

Small group medical plans

Whether you’re looking for a traditional plan design or options that maximize savings through cost sharing or more focused networks, we offer a variety of health plans to choose from.

View medical plans

Small group vision plans

You can choose a Blue Cross vision plan with frequencies and benefit levels that best meet your employees' needs and your budget.

View vision plans

1As of April 2024.

2Internal claims data, 2024

3United Concordia Dental, 2023.

4Orthodontic care is excluded. Standard plan limitations apply. Out-of-network services may be subject to balance billing.

5With Preventive Incentive, preventive services do not count toward a member’s annual maximum. This encourages members to receive important preventive services and to use benefit dollars for future restorative services.

Note: Blue Cross Dental plans offer coverage for pediatric services, however the plans do not meet the minimum essential health benefit requirements for Pediatric Dental as required under the Affordable Care Act.

United Concordia Companies, Inc. is an independent company providing dental benefit management services and access to the Advantage Plus AXS network.