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2027 Medicare Advantage plans

Get your Medicare Advantage plan from Minnesota's most trusted heath plan1

Explore our plans available in your area

  • Compare cost & coverage
  • Check if doctors and pharmacy are in network
  • See if drugs are covered
  • Enroll when ready
     
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Have questions?

Experienced Medicare experts are available to answer questions and help you enroll.

Plan overview

Why choose a Blue Cross Medicare Advantage plan?

Our Medicare Advantage (PPO) plans offer medical and prescription drug coverage, plus benefits and care options beyond Original Medicare (Part A and Part B).

Medical-only plans are available if you already have creditable drug coverage through the VA, TRICARE or similar.

Medicare Advantage eligibility requirements:

  • Have Medicare Part A
  • Have Medicare Part B
  • Live in a county where the plan is available

Learn more about how a Medicare Advantage plan works

Meadow Region
Anoka​, Carver​, Chisago​, Dakota​, Isanti​, Ramsey​, Scott​, Sherburne​, Washington​, Wright​

Lake Region
Hennepin

Woodland Region
Becker​, Benton​, Big Stone​, Cass​, Clay​, Clearwater​, Douglas​, Faribault​, Grant​, Houston​, Hubbard​, Kandiyohi​, Kittson​, Marshall​, Morrison​, Nicollet​, Otter Tail​, Renville​, Roseau​, Stearns​, Swift​, Todd​, Wilkin​, Winona​

Plan level availability varies by county

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Medical

Access to a broad network of doctors in Minnesota

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Pharmacy

Access to thousands of in-network pharmacies

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Dental

Preventive and/or comprehensive dental coverage

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Travel

Travel up to 6 or 9 consecutive months in the U.S. (based on plan) and get in-network benefits from select providers

Benefits

Included benefits and care options

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Hearing

Hearing screening and aids benefit (up to 2 aids per year) with $0 upgrade to rechargeable battery option on select styles through TruHearing®

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Vision

Eyewear allowance benefit for glasses or contact lenses

Benefit availability varies by plan

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Meal benefit

Receive 2 meals per day, up to 14 days, at no additional cost following necessary inpatient stay

Benefit availability varies by plan

A group of seniors exercising.

SilverSneakers fitness program

SilverSneakers® is an opportunity to improve your health, gain confidence and connect with your community.

Get access to thousands of fitness locations nationwide, on-demand workout videos and online classes.

Benefit availability varies by plan.

A senior person on a video call with a doctor in their living room.

Online care

See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care through Doctor On Demand.

Plan options

Choose your level of coverage

Our Medicare Advantage plans offer up to three levels of coverage and cost sharing. Each plan pays a different amount toward medical coverage and prescription drugs.

The right plan depends on how often you visit the doctor or pharmacy and how much you want to pay monthly versus paying when you get care.

Plan level availability varies by county.

Essential

Good option if you don't go to the doctor or pharmacy very often.

  • Lower monthly premium
  • Higher costs when you get care
  • Preventive dental, vision and hearing coverage

Select

Good option if you aren't sure how often you'll go to the doctor or pharmacy.

  • Moderate monthly premium and costs when you get care
  • Preventive dental, vision and hearing coverage

Premier

Good option if you need more coverage and go to the doctor or pharmacy often.

  • Higher premium, lower cost when you get care
  • Preventive dental, vision and hearing coverage
An American flag outdoors.

For Veterans

Freedom BlueSM  is a $0 premium medical-only Medicare Advantage plan built for Veterans. A good option if you currently have creditable drug coverage through the VA, TRICARE or similar. An Over-the-counter (OTC) allowance benefit is offered with Freedom Blue.

Support and resources

Advisor helping senior couple

It doesn't have to be hard

Our Blue Cross Advisors are here to:

  • Help you learn about Medicare basics and our plans
  • Assist you in finding a plan that meets your needs
  • Help you enroll in a plan
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Request an enrollment kit

You can use the kit to enroll in a plan by mail and to compare plan options, benefits, costs and coverage.

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Enroll by phone

Give us a call to speak to a Medicare expert.

1-855-579-7658
(TTY call 711)

Help is available from
8 a.m. to 8 p.m. Central Time, daily

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Work with an agent

An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar.

Compare plans

12026 Brand Strength Measure Survey, Blue Cross Blue Shield Association.

Travel coverage is limited to in the United States only. Only emergency services are covered when traveling worldwide.

Blue Cross offers PPO plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.

Doctor On Demand® by Included Health is an independent company providing telehealth services.

TruHearing® is a registered trademark of TruHearing, Inc., an independent company who works with health plans to offer low out-of-pocket costs on hearing aids.

You will need to get prior authorization from your provider for certain services. A prior authorization, or pre-approval for a medical service, helps ensure you are getting proper care. Learn more about prior authorizations and when they’re needed.

Enrollment in the plan after December 31, 2026 cannot be guaranteed. Either CMS or the plan may choose not to renew the contract, or the plan may choose to change the area it serves. Any such change may result in termination of your enrollment. This information is not a complete description of benefits. Call (651) 662-9949 or 1-855-441-5796 for more information.

SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs. Blue Cross Medicare Advantage, Platinum Blue, Senior Gold and other Medicare Supplement and SecureBlue plans are eligible.

Prime Therapeutics LLC is an independent company providing pharmacy benefit management services.

Medicare complaint form

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