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Individual & family health plans

Coverage you can count on from Minnesota’s #1 health plan*

Special enrollment

Open enrollment for 2025 has ended.

Missed the enrollment window? You may still qualify for a plan through special enrollment.

Learn about special enrollment

Overview

Choose your health plan based on where you live in Minnesota

All Blue Plus plans include:

  • Leading health systems, hospitals and care professionals
  • Primary and specialty care providers
  • 100% coverage for in-network preventive care
  • Online tools and information that help you take charge of your health

Stay in-network and save

Your out-of-pocket costs will be lower when your doctor, clinic and hospital are in your network. Each plan works with a network of covered providers in the area.

Learn more about these networks

Blue Plus Plan Options

BluePlus Metro MN county map

Blue Plus® Metro MN

Available in these counties:

Anoka, Brown, Carver, Chisago, Dakota, Hennepin, Isanti, Kanabec, McLeod, Nicollet, Ramsey, Scott, Sherburne, Sibley, Washington and Wright

 

Metro MN plans
BluePlus Southeast county map

Blue Plus® Southeast MN

Available in these counties:

Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Goodhue, Houston, Le Sueur, Martin, Mower, Nicollet, Olmsted, Rice, Steele, Wabasha, Waseca, Watonwan and Winona

 

Southeast MN plans
BluePlus MN Value country map

Blue Plus® Minnesota Value

Available in these counties:

Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Douglas, Grant, Hennepin, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, McLeod, Meeker, Mille Lacs, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rock, Roseau, Scott, Sherburne, Sibley, St. Louis, Stearns, Stevens, Swift, Todd, Traverse, Wadena, Washington, Wilkin, Wright and Yellow Medicine

 

Minnesota Value plans

Blue Care Advisor

Adult smiling at the phone.

Your plan at your fingertips

Blue Care AdvisorSM connects you to everything you need to easily manage your healthcare. Access your personal plan information, resources and tools online or by downloading the Blue Care Advisor app from your favorite app store.

  • Claims and Explanations of Healthcare Benefits (EOBs)
  • Deductible and out-of-pocket spending totals
  • Medical and vision ID cards that you can easily share
  • Find in-network doctors, clinics and hospitals
  • Medical spending account balances and transactions
Learn more about Blue Care Advisor

Prescription drug coverage

More options

Add a health savings account (HSA)

Some plans are compatible with HSAs from administrators like HealthEquity.®

An HSA allows you to set aside a portion of your earnings pretax to pay for qualified medical expenses. The money in the account is owned by you and stays with you even if you change health plans.

Learn more about HSAs and HealthEquity

Support and Resources

Why choose Blue Cross?

You can trust your Blue Cross and Blue Shield of Minnesota plan to provide access to quality providers, excellent coverage and benefits that meet your needs.

Proud to be a nonprofit company

More than 90 years of experience

Local customer service teams

*Individual, Small Group, Large Group, Medicare Supplement data: NAIC enrollment reported for year-end 2021; Self-insured enrollment: EMMA financial statement filings and publicly available information.

If you are eligible for or already have health plan coverage through your employer, contact your employer for information about plan options available to you.

Certain third-party payments may not be accepted.

You must be a resident of Minnesota to buy or renew individual coverage from Blue Cross and Blue Shield of Minnesota or Blue Plus. View residency policy

HMO Minnesota, d.b.a. Blue Plus, an affiliate of Blue Cross and Blue Shield of Minnesota.