Special enrollment for individual and family health plans

 

Missed the open enrollment window for 2025 and 2026 plans?

You may still qualify for a plan through special enrollment.

Life events for special enrollment

Common life events that may qualify for special enrollment include:

  • Job loss
  • Early retirement
  • Loss of dependent status
  • Marriage
  • Divorce
  • Birth or adoption of a child
  • A move

You'll need to enroll within the required time frame — usually within 60 days of the life event.

Find a plan

Shop through MNsure

MNsure is the only place you can apply for financial help to lower the cost of your monthly insurance premium and out-of-pocket costs.

We're here to help

Give us a call: 1-800-262-0823 (TTY 711)

Enroll

How to special enroll

You can fill out and send the completed and signed application form, payments and documents via one of the options outlined below.

More details about special enrollment, plus information and documents you'll need to apply, are on the application form.

Send form by email or fax

Email or fax your completed and signed application form to:
Email: enrollment.forms@bluecrossmn.com
Fax: (651) 662-6439

AND

Mail your first premium payment to:

Blue Plus
P.O. Box 860448 
Minneapolis, MN 55486-0448

Send form by mail

Send your completed and signed application form with any required documents to:

Blue Plus
Processing Center
P.O. Box 982806
El Paso, TX 79998

Support

An adult with a headset on smiling.

We’re here to help

Call 1-800-262-0823 (TTY 711) to speak to a sales associate.

If you are a current Blue Cross or Blue Plus member, call the customer service number on the back of your member ID card.

This information is for people who buy their own coverage. This information does not apply to Medicare and Medical Assistance (Medicaid) plans. If you have coverage through your employer, talk to your employer about your options.