Blue Cross dental plans for individuals and families
Our dental plans are for people of all ages and suitable for yourself or your whole family.
Enroll in a dental plan
Download 2026 enrollment form (coming soon)
Plan overview
Plan options and features
Blue Cross and Blue Shield of Minnesota has a variety of plans to choose from to meet your health needs, household budget and personal preferences.
All plans cover preventive dental care, including exams and cleanings, at 100 percent when you see a dentist in the network.
2026 Decision guide:
2026 Dental and vision decision guide — English
2026 Dental and vision decision guide — Spanish (coming soon)
2025 Decision guide:
2025 Dental and vision decision guide — English
2025 Dental and vision decision guide — Spanish
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Ease of having one carrier for medical, dental and vision coverage
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Online account with optional e-billing
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Online search tool for network dentists
Dental plan benefits
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In-network access to dentists throughout Minnesota
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Large national network with access to over 330,000 in-network provider locations
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Dentists who provide discounts for non-covered services have a "$ave!" symbol next to their name
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Compatible with Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs)
Jr. Dental coverage
- 100% coverage for dependent children 12 and under with no deductible or annual plan maximum on all covered services
- Fluoride treatment covered up to age 19
Orthodontic care is excluded. Standard plan limitations apply. Out-of-network services may be subject to balance billing.
Dental plan choices
Choose from a range of options to fit your needs and budget
Value plans
Your lowest-cost option
Cover preventive and diagnostic services with no waiting period. Offers discounts for services not covered under the plan when using an in-network provider.
Preferred plan
Affordable, traditional plan
Provides greater coverage for many common dental services when using an in-network dentist.
Freedom plans
Flexible and comprehensive
Broadest range of coverage and benefits. Great if you’re looking for the most comprehensive benefits.
Support and resources
Need help finding a plan or enrolling?
You can enroll in a dental plan any time. It’s quick and easy. Coverage generally starts the first of the month after we receive your application and payment.
You don't need to have Blue Cross health insurance to enroll in one of the Blue Cross Dental plans. Dental plans can be purchased by anyone age 18 or over.
Get help by phone
Call: 1-877-293-7040
Get help in person
A Blue Cross Advisor will meet with you in person or virtually to answer your questions.
Schedule appointment
Other coverage
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Medical plans
Individual and family health plans for Minnesotans are based on where you live. Each plan has a network of covered health care providers in your area.
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Vision plans
Blue Cross vision plans offer savings on eyewear and some cover eye exams.
Note: Blue Cross Dental plans offer coverage for pediatric services, however the plans do not meet the minimum essential health benefit requirements for Pediatric Dental as required under the Affordable Care Act. To find Pediatric Exchange certified dental plans, visit MNsure.
United Concordia Companies, Inc. is an independent company providing dental benefit management services and access to the Advantage Plus 2.0 national network.