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Blue Cross vision plans for individuals and families

Choose the Blue Cross vision plan that’s right for you and your family.

Plan overview

Plan options and features

You can choose a plan with or without eye exam coverage. If your medical plan covers preventive eye exams, you might opt for a vision plan without it. If not, choose one with exam coverage.

Some prefer using the Davis Vision network for their eye exams, even if their medical plan already covers it. The choice is yours.

Download the Decision Guide

2027

2026

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Fixed lens pricing on all plans

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Free one-year breakage warranty

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Discounts on a second pair of eyewear with in-network providers

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More than 200,000 access points nationally³

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Adult with glasses smiling outdoors.

Access to retailers

Davis Vision Network
A large national network with the top five national retailers: Visionworks,® Costco,® Sam's Club,® Walmart® and LensCrafters®

  • A choice of providers — some in private practice and others in a retail location
  • A choice of ophthalmologists or optometrists

Many leading retail locations
Like Warby Parker, Target Optical, Pearle Vision, America’s Best, and Shopko Optical, as well as online providers like glasses.com and 1800Contacts.com

 

Vision plan choices

Flexible plan options

All of our plans include coverage for an annual eye exam, prescription frames and lenses, lens enhancements, and contact lenses at no or low cost when you visit an in-network provider.

Choose from Basic, Value, Premier or Elite plans.

Basic plan

Affordable coverage for everyday vision needs.

The Basic plan is our most cost-conscious option. It provides essential vision coverage and access to our national network, making it a great choice if you're looking for affordable coverage while still getting quality care.

Value plan

More coverage for everyday eyewear.

The Value plan enhances allowances and reduces out-of-pocket costs for frames and lenses. It's a practical step up that delivers noticeable savings on the eyewear you use every day.

Premier plan

Enhanced benefits with richer allowances.

The Premier plan offers richer allowances and lower copays for frames and lenses, helping you maximize your benefits and minimize unexpected expenses. It strikes a strong balance between cost and comprehensive coverage.

Elite plan

The most comprehensive coverage.

The Elite plan delivers the highest allowances and lowest copays for frames and lenses. It offers maximum value if you want premium eyewear options and predictable costs.

Support and resources

Need help finding a plan or enrolling?

You can enroll in a vision plan any time. It's quick and easy. Coverage generally starts the first of the month after we receive your application and payment.

You do not have to have Blue Cross health insurance to enroll into one of the Blue Cross Vision plans. Vision plans can be purchased by any individual age 18 or over.
 

Other coverage

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Medical plans

Individual and family health plans for Minnesotans are based on where you live. Each plan has a network of covered health care providers in your area.

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Dental plans

Oral health is a big part of your overall health. Dental insurance makes it affordable.