You and Blue. Better together.
Access HDHP medical, dental and vision plans
Get your ID card, plan information, find in-network doctors and more.
Connect to all your member benefits, claims, programs and more. And get personalized recommendations to improve your health.
Access Coupe medical plan
Check provider tiers, track claims, review benefits and more.
Find all you need to search for providers, check benefits, track claims and more. And get personalized information to support better health.
Employees who are enrolled in Coupe will search the National BlueCard network.
Click the link below to access Coupe and enter the access code if prompted: COUP-CODE-ALLP.
2026 Medical Plan Comparison
2026 KeyRx Drug List
2026 Insulin Drug List
2026 ACA Drug List
Amazon Pharmacy Home Delivery
Specialty Drug Program
2026 Required Notices
Mental Health Member Resource Guide
Mental Health – Where to Go for Care
Find a Blue Cross Provider
Note: Both plans run on the Aware® Network in MN/surrounding counties and BlueCard® PPO Network when traveling outside MN.
Find a Pharmacy
Find Medicines
Rx Fact Sheet
Summary of Benefits and Coverage
2026 Benefit Booklet (Coming March 2026!)
Contact Information
(651) 662-8304, toll free 1-800-469-1110
Monday through Friday 7 a.m. - 8 p.m. CT
bluecrossmn.com/contact
Health Savings Account (HSA)
Getting Started with an HSA
Account Use and Eligibility
Qualified HSA Expenses
Investing HSA Dollars
HealthEquity HSA Help Center
HealthEquity Resources
Login Help
Portal Demo
Mobile App Demo
Contact Information
HealthEquity
1-844-351-6856
HealthEquity login
Coupe Enrollment Guide – Non-Financing
Know Where to Go for Care
Pharmacy Benefit Guide for Member Portal
Find a Provider
Summary of Benefits and Coverage
2026 Benefit Booklet (Coming March 2026!)
Contact Information
1-833-749-1969 or email healthvalet@coupehealth.com
Monday through Friday 8 a.m. – 8 p.m. CT
employers.coupehealth.com/bluecrossmn
EssentialCare Plan Comparison
EssentialCare Accident Hightlight Sheet
EssentialCare Critical Illness Highlight Sheet
EssentialCare Hospital Indemnity Highlight Sheet
Contact Information
BCS Customer Service Center
877-563-2367
Learn about retiree medical coverage for eligible associates.
Retirement healthcare program
Group Medicare Advantage Elite with RX
Other information
ThrivePass (Enrollment, Payments) – COBRA, Retiree Plans
1-866-855-2844
BCBS Customer Service (Claims, Coverage, Network) — COBRA, Pre65 Retiree Plans
(651) 662-8304, toll free 1-800-469-1110
Monday through Friday 7 a.m. — 8 p.m. CT
bluecrossmn.com/contact
Group Medicare Advantage Customer Service – Post65 Retiree Plan
1-800-711-9865
Monday through Friday 8 a.m. - 8 p.m. CT
Participants can refer to the COBRA or Retiree packets mailed to them by ThrivePass for more information.
2026 Dental Plan Comparison
Dental Plan FAQ
Find a Dentist User Guide
2026 Standard Dental Benefit Booklet (Coming March 2026!)
2026 Premier Dental Benefit Booklet (Coming March 2026!)
Contact Information
1-888-589-2447
Monday through Friday 8 a.m. - 8 p.m. CT
bluecrossmn.com/findadentist
2026 Vision Plan Overview
Davis Vision Flyer
2026 Benefit Booklet (Coming March 2026!)
Contact Information
1-888-444-5591
Monday through Friday 7 a.m. - 8 p.m. ET
bluecrossmn.com/findaneyedoctor
HealthEquity Medical FSA Help Center
HealthEquity Limited Purpose FSA Help Center
HealthEquity Dependent Care FSA Help Center
Health Equity Resources
Contact Information
HealthEquity
1-844-351-6856
HealthEquity login
As a BCBS member, if you are traveling abroad, you have access to doctors, hospitals, support tools, and resources around the world through the Blue Cross Blue Shield Global Core Program
To learn more about the Global Core program:
Welcome to the Blue Cross alternative health plan designed by Coupe Health. No deductibles, no complicated paperwork and no surprises. We identify top quality providers and show you a price for every medical service, giving you control over your healthcare.
Price Certainty: Know the price of every medical service ahead of time. No upfront out-of-pocket costs, add-ons or surprise bills. No kidding.
One Monthly Statement: Get one statement at the end of the month and pay how you prefer— online or by mail. It’s that easy.
0% Financing: Receive 0% financing to help pay for your medical bills. If you can only pay the minimum balance, no sweat! With 0% financing you don’t have to worry about owing more in the future.
Prescription drug benefits
1-833-749-1969 or email healthvalet@coupehealth.com
Monday through Friday 8 a.m. – 8 p.m. CT
coupehealth.com
The PPO (High Value Network Plan) has in-network and out-of-network levels of benefits. When you seek care from a provider who is in the High Value Network, you receive in-network benefits. If you choose to use a provider who is not in the High Value Network (in Minnesota and bordering counties) and BlueCard PPO (nationally) you will still have coverage, but at the lower out-of-network level of benefits.
Medical/Pharmacy Plan
(651) 662-8304, toll free 1-800-469-1110
Monday through Friday 7 a.m. - 8 p.m. CT
bluecrossmn.com/contact
The HSA medical plan offers an annual employer contribution. The HSA plan allows you to build up these employer contributions by allowing you to make additional contributions to your own account (based on IRS limits) that you can use to offset medical costs.
Medical/Pharmacy Plan
(651) 662-8304, toll free 1-800-469-1110
Monday through Friday 7 a.m. - 8 p.m. CT
bluecrossmn.com/contact
Learn about retiree medical coverage and compare plans for eligible associates below.
Retirement healthcare program
Group Medicare Advantage Elite with RX
Other information
ThrivePass (Enrollment, Payments) – COBRA, Retiree Plans
1-866-855-2844
BCBS Customer Service (Claims, Coverage, Network) — COBRA, Pre65 Retiree Plans
(651) 662-8304, toll free 1-800-469-1110
Monday through Friday 7 a.m. — 8 p.m. CT
bluecrossmn.com/contact
Group Medicare Advantage Customer Service – Post65 Retiree Plan
1-800-711-9865
Monday through Friday 8 a.m. - 8 p.m. CT
Participants can refer to the COBRA or Retiree packets mailed to them by ThrivePass for more information.
Preventive Plan & Enhanced Plan (Blue Cross Dental)
Preventive Dental Plan — by Blue Cross Dental, Group 10828105
Enhanced Dental Plan — by Blue Cross Dental, Group 10422795
1-888-589-2447
Monday through Friday 8 a.m. - 8 p.m. CT
bluecrossmn.com/findadentist
Enhanced Vision Plan — by Blue Cross Vision Group 10422798
1-888-444-5591
Monday through Friday 7 a.m. - 8 p.m. ET
bluecrossmn.com/findaneyedoctor
An HSA is a health savings account that works with a high deductible health plan. You can use the funds to help pay for out-of-pocket healthcare expenses your health insurance doesn't cover.
An FSA is a flexible spending account that lets you set aside money tax-free to pay for eligible expenses, like day care and healthcare products and services your health plan doesn't cover (such as vision and dental care).
Learn more about spending and saving accounts.
Health Savings Account (HSA) Resources:
Flexible Spending Account (FSA) Resources:
HealthEquity, Spending Accounts (FSA, DCFSA, HSA)
1-844-351-6856
HealthEquity login
As a BCBS member, if you are traveling abroad, you have access to doctors, hospitals, support tools, and resources around the world through the Blue Cross Blue Shield Global Core Program.
To learn more about the Global Core program:
Focusing on your health is easier with the right tools and support. Here's how we can help.
Log in to your Blue Cross or Coupe account to learn more about these benefits and many others.
Emotional wellbeing and work-life balance resources
Get confidential, in-the-moment support by phone, short-term assistance finding childcare, eldercare, legal advice, mental health support and more from licensed clinicians and coaches. Services are available 24/7/365. Access using group code bcbsmn
Call 1-888-881-5462
Expert Second Opinion Services
Get an expert second opinion during critical moments of need with Included Health. They can also help you find the best in-network provider and book doctor’s appointments.
Call 1-800-929-0926
Conquer back or joint pain
Hinge Health provides you with all the tools you need to get moving again from the comfort of your own home.
Call 1-855-902-2777
Expert Second Opinion Services
Get an expert second opinion during critical moments of need with Included Health. They can also help you find the best in-network provider and book doctor’s appointments.
Call 1-800-929-0926
Emotional wellbeing resources
Access on-demand, self-directed digital programs based on the clinically proven strategies of Cognitive Behavioral Therapy (CBT).
Call 1-800-406-7457
Telemedicine
Access to quick care when needed online, 24/7. Whether at home or on the road, healthcare is just a click away.
Call 1-800-997-6196
Available to Associates Enrolled in a Medical Plan
Get help with your healthcare needs and questions over the phone or via live chat. Your advocate is supported by doctors, nurses, pharmacists and other experts.
7 a.m. to 8 p.m. CT
Monday through Friday
1-800-469-1110, TTY 711
Those with a Coupe health plan have a dedicated health concierge available to help you navigate healthcare and your plan.
Get help finding providers, understanding care options, answering billing questions and more.
8 a.m. – 8 p.m. CT
Monday - Friday
1-833-749-1969
Email: healthvalet@coupehealth.com
coupehealth.com
Active associates can view additional information by visiting the Life@Blue Sharepoint site.
You must be in-office on the Blue Cross MN network or VPN to access Life@Blue.
While this web page is focused on your company and employees, bluecrossmn.com serves all members and may have your answer.
Visit bluecrossmn.com for more options.
Blue365® is a registered mark of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and/or Blue Shield plans.
Doctor On Demand® by Included Health is an independent company providing telehealth services.
Learn to Live, Inc. is an independent company offering online tools and programs for behavioral health support. Learn to Live is an educational program and should not be considered medical treatment.
Hinge Health is an independent company providing musculoskeletal care services.
