#1 Medicare Advantage plan chosen by Minnesotans1
Get your ID card, plan information, find in-network doctors and more.
Our Medicare Advantage (PPO) plans offer medical and prescription drug coverage, plus benefits and care options beyond Original Medicare (Part A and Part B).
Medical-only plans are available if you already have creditable drug coverage through the VA, TRICARE or similar.
Medicare Advantage eligibility requirements:
Metro Region
Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington, Wright
West Region
Becker, Beltrami, Benton, Big Stone, Brown, Cass, Chippewa, Clay, Clearwater, Cottonwood, Crow Wing, Douglas, Grant, Hubbard, Jackson, Kandiyohi, Kittson, Lac qui Parle, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Polk, Pope, Red Lake, Redwood, Renville, Roseau, Stearns, Swift, Todd, Wadena, Wilkin
South Region
Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Houston, Martin, Mower, Nicollet, Olmsted, Steele, Wabasha, Waseca, Watonwan, Winona
Not all Medicare Advantage plan levels are available in all counties.
Access to 98% of doctors in Minnesota,2 including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more
Access to thousands of in-network pharmacies
Travel up to 12 consecutive months in the U.S. and get in-network benefits from select providers
Hearing screening and aids benefit (up to 2 aids per year) with $0 upgrade to rechargeable battery option on select styles through TruHearing®
Eyewear allowance benefit for glasses or contact lenses
Receive 2 meals per day, up to 14 days, at no additional cost following necessary inpatient stay
Routine acupuncture benefits and Medicare-covered chiropractic services for manipulation of the spine
Receive a semi-annual3 allowance to purchase eligible over-the-counter medications and health-related items to help you live a healthy lifestyle. Available for select plans.
SilverSneakers® is an opportunity to improve your health, gain confidence and connect with your community.
Get access to thousands of fitness locations nationwide, on-demand workout videos and online classes.
See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care through Doctor On Demand.
Our Medicare Advantage plans offer up to four levels of coverage and cost sharing. Each plan pays a different amount toward medical coverage and prescription drugs.
The right plan depends on how often you visit the doctor or pharmacy and how much you want to pay monthly versus paying when you get care.
Good option if you don't go to the doctor or pharmacy very often.
Good option if you live in the Metro or West region and visit the doctor or pharmacy occasionally.
Not available in South region
Good option if you aren't sure how often you'll go to the doctor or pharmacy.
Good option if you need more coverage and go to the doctor or pharmacy often.
Freedom BlueSM is a $0 premium medical-only Medicare Advantage plan built for Veterans. A good option if you currently have creditable drug coverage through the VA, TRICARE or similar.
Give us a call to speak to a Medicare expert.
1-877-554-1272
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
You can use this paper packet to enroll in a plan by mail and to compare plan options, benefits, costs, and coverage.
1Based on enrollment data from CMS February 2025.
2Medicare-contracted doctors compared to internal Blue Cross and Blue Shield of Minnesota data, April 2025. Some network limitations may apply.
3Six-month balance does not carry over.
Travel coverage is limited to in the United States only. Only emergency services are covered when traveling worldwide.
Blue Cross offers PPO plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.
Doctor On Demand® by Included Health is an independent company providing telehealth services.
TruHearing® is a registered trademark of TruHearing, Inc., an independent company who works with health plans to offer low out-of-pocket costs on hearing aids.
CVS Pharmacy, Inc. d/b/a OTC Health Solutions is an independent company providing OTC supplemental benefit administrative services.
You will need to get prior authorization from your provider for certain services. A prior authorization, or pre-approval for a medical service, helps ensure you are getting proper care. Learn more about prior authorizations and when they’re needed.
Enrollment in the plan after December 31, 2025 cannot be guaranteed. Either CMS or the plan may choose not to renew the contract, or the plan may choose to change the area it serves. Any such change may result in termination of your enrollment. This information is not a complete description of benefits. Call (651) 662-9949 or 1-855-441-5796 for more information.
SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs. Blue Cross Medicare Advantage, Platinum Blue, Senior Gold and other Medicare Supplement and SecureBlue plans are eligible.
Prime Therapeutics LLC is an independent company providing pharmacy benefit management services.
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