Renewing or changing your health plan
For current Blue Plus individual and family plan members
Keep your current plan
You don't need to do anything if you want to stay enrolled in your current Blue Plus individual and family health plan.
The renewal letter you receive from Blue Cross has information about your plan, including your rate and additional changes that have been made to your plan for the coming year.
Change your plan
You can choose a different individual and family plan during the annual open enrollment period, or anytime through special enrollment if you meet certain criteria.
MNsure
Plans bought through MNsure will renew automatically.
If you'd like to change plans, you can buy a different plan through MNsure
2026 Enrollment dates
November 1 — December 15, 2025 for coverage that begins on January 1, 2026
December 16, 2025 — January 15, 2026 for coverage that begins February 1, 2026
Special enrollment
Missed the open enrollment window? You may still qualify for a plan through special enrollment.
Coverage
About your coverage
Staying in your network
It's important to remember that to get coverage for a healthcare service, you need to visit a healthcare provider in your plan's network.
Some providers in your area are not in your plan's network. Be sure to find out if your doctor's in your network before you receive care.
If you receive care with a provider or at a location that's not in your network, you will pay more for your care.
Summary of benefits and coverage
The summary of benefits and coverage (SBC) document provides a snapshot of a health plan's costs, benefits and covered healthcare services.
Prescription drug coverage
Pharmacy network
Your plan includes coverage for prescriptions filled at pharmacies in the Essential Pharmacy Network.
Covered drug list
Prescription drugs on the BasicRx drug list are covered by this individual and family plans.