Helping you live your healthiest life.

Your provider network, BlueCard PPO, works with doctors, hospitals and clinics across the country. Just show your member ID card whenever you get care.

If you receive service from an out-of-network provider, you will still have some reduced benefit coverage with our HDHP plan. You will not have any benefit coverage other than emergency treatment with our EPO plan.

Learn how we're supporting your mental health below:

1. Generic anti-depressant medications on the KeyRx Preventive Drug list are covered at 100%.
2. Coverage for most mental health services obtained in the office or outpatient:
   
   1. Those enrolled in the HDHP + HSA plan have no coinsurance meeting the annual deductible.
   2. Those enrolled in the EPO plan have 100% coverage in-network, with no deductible or copay.
3. Access to virtual mental health care through Doctor on Demand.
   
   1. Virtual visits are convenient and typically cost less than in in-person visit.
   2. Visit the Doctor on Demand site via the link on this page under Related Resources.

You can search the KeyRx drug list to see prescription drugs covered by your plan; choose the BCBSMN KeyRx Drug List. The drug tool will provide results for the day you are using the tool. 

Use our Find a Pharmacy tool to find an in-network pharmacy near you; choose the Select network.

• 2026 Rx fact sheet
• 2026 Preventive drug list HDHP + HSA Plan
• 2026 Preventive drug list EPO plan
• 2026 ACA mandated $0 copay drug list
• MedsYourWay – Amazon Home Delivery
• MedsYourWay – Retail Pharmacies
• FlexAccess Program (Specialty Meds) - HDHP + HSA Plan
• FlexAccess Program (Specialty Meds) - EPO Plan
• Medication exception request
• Specialty drug program

Watch the video here

Watch video here

When you get emergency care or are treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected by the "No Surprises Act," a provision under the Consolidated Appropriations Act (CAA) 2021. To learn more about the protections available to you, view the Blue Cross No Surprises Act webpage.

The federal Transparency in Coverage Rule requires our group health plan to disclose price and cost-sharing information to participants. To comply, Allianz Partners is posting a link to the Blue Cross Blue Shield Minnesota webpage which provides access to pricing information via Machine-Readable Files. To learn more and review the links, please visit the Machine-Readable webpage.