Get started with Blue Care Advisor
When you log in to the Blue Cross member website, you'll be directed to Blue Care AdvisorSM which seamlessly connects you to all your benefits, claims, programs, finding care/providers, and much more. You'll get information based on your benefits and history along with recommendations on steps you can take to improve your health. Learn more at bluecrossmn.com/bca.
Blue Care Advisor is available on desktop and mobile using the same login information. You can log in to Blue Care AdvisorSM using the “log in” link on this page or directly at bluecrossmn.com.
Provider networks
There are no changes to the provider networks for 2025.
Blue Cross Blue Shield plan members who reside in the state of Florida and Georgia, and in the following counties of Missouri: Franklin, Jefferson, Lincoln, Saint Charles, Saint Francois, Saint Louis, Saint Louis City, Saint Genevieve, Warren or Washington need to continue to use participating providers to obtain in-network benefits. If you are traveling outside of your network’s service area and obtain services, use the National Blue Card PPO Network to receive the highest level of benefits.
Pharmacy program
You can search the KeyRx drug list to see prescription drugs covered by your plan; choose the BCBSMN KeyRx Drug List. Use our Find a Pharmacy tool to find an in-network pharmacy near you; choose the Select network.
Specialty prescriptions
Specialty medicines for complex illnesses generally cost more and require extra support. If you use a manufacturer coupon, only the amount you pay out-of-pocket for specialty drugs will be applied to your deductible and/or out-of-pocket maximum/limits. Your copay will even be less if you enroll in the FlexAccess Program. The FlexAccess program is designed to help both you and the plan save money on certain specialty medications by obtaining copay assistance (coupons) from drug manufacturers when available. If you have any questions about this program and how to enroll, please call Blue Cross customer service at 1-855-545-2583.
MedsYourWay - Retail and Home Delivery
With MedsYourWay you automatically get the lowest price available on prescription drugs. MedsYourWay compares drug card discount prices and your health plan pharmacy benefit to automatically deliver the lowest price to you. No discount card is required, simply show your member ID card at your preferred in-network pharmacy. Any costs you pay for your covered prescriptions (copays, deductible, and/or coinsurance) applies to your out-of-pocket maximum. If you prefer a more convenient option, you can use the MedsYourWay program through Amazon Home Delivery. Covered medications filled through Amazon Pharmacy are shipped to your home free of charge. To get started using the program through Amazon Home Delivery, visit amazon.com/bluecrossmnMYW or by calling 1-855-206-2430.
1 Amazon Pharmacy does not dispense Schedule 2 controlled substance drugs.
2 MedsYourWay prescription drug discount card, administered by Inside Rx LLC, is not insurance. You are responsible for the cost of prescription(s) when using the card. Limitations apply.
3 Average savings based on usage and Inside Rx data as compared to cash prices; average savings are up to 80% for all generics and 37% for select brand medicines. Restrictions apply.
4 If your medicine has an unfulfilled requirement, the cost may not count towards your (accumulator) out-of-pocket maximum. Typical requirements include prior authorization (PA) needed, quantity limit exceeded or step therapy needed.
Hinge Health – Digital physical therapy program
Hinge Health uses a dedicated clinical care team of board-certified health coaches and physical therapists to provide a personalized exercise therapy program that can be done from the convenience of your own home. The program is app-based and uses technology to track multiple body parts all at once (including small joints) to provide real-time visual and audio feedback as you perform the exercises. In addition to treating joint and muscle pain from head to toe, Hinge Health offers a Women's Pelvic Health program for pelvic pain, bowel and bladder control, and pelvic strengthening during pregnancy, postpartum, menopause and beyond. Whether you are suffering from chronic pain, recovering from a surgery, dealing with a recent injury, or simply want to prevent pain from occurring, Hinge has a program for you! Best of all, Hinge Health is available at no cost for employees and dependents enrolled in our Allianz Blue Cross Blue Shield medical plans. To learn more and get started, visit hinge.health/allianz.
Manage your health with Omada
Omada® is a digital care program that empowers people to achieve their health goals. Participants get the support and tools they need, including a health coach, connected devices, personalized care paths, interactive lessons, and more. To participate in the Prevention Program, you must be at risk for developing heart disease/diabetes or diagnosed as prediabetic. To participate in the Diabetes Management Program, you must be diagnosed with diabetes. To participate in the Hypertension Management Program, you must have a diagnosis of hypertension, and the program is effective 1/1/25.
You'll get secure, 24/7 access to:
| Omada Heart Disease and Diabetes Prevention | Omada Diabetes Management | Omada Hypertension (Effective 1/1/25) | |
|---|---|---|---|
| Coaching | Dedicated health coach skilled in chronic disease prevention and data analysis | Specialized care from a certified diabetes specialist along with a dedicated health coach | Specialized care from a certified hypertension specialist along with a dedicated health coach |
| Devices | Cellularly-connected digital scale that links directly to Omada application | Connected devices you need to monitor your glucose with immediate feedback on readings and digital scale (if BMI criteria is met) | Connected blood pressure monitor (BPM) and digital scale (if BMI criteria is met) |
| Support | Insightful and personalized nutrition and lifestyle tips based on individual health goals | Lifestyle management tips and strategies for managing or potentially reducing medications | Personalized proactive recommendations to reduce and/or manage blood pressure (remote BP monitoring and medication self-management tips) |
| Education | Flexible, self-guided learning paths and interactive lessons | Flexible, self-guided learning paths and interactive lessons | Flexible, self-guided learning paths and interactive lessons |
| Community | Voluntary online peer groups and topic-based communities | Voluntary online peer groups and topic-based communities | Voluntary online peer groups and topic-based communities |
| Application | User-friendly mobile app experience | Easy-to-use mobile app convenience | User-friendly mobile app experience |
Learn more and get started today at omadahealth.com/allianzcommercial
COVID-19
COVID-19 vaccines and administration will fall under Preventive Care benefits and covered at 100% in-network. For more information, visit our COVID-19 resources page or contact Customer Service at 1-855-545-2583.
Get care online anytime
Meet face-to-face online with a board-certified doctor, psychiatrist or psychologist wherever you are. Learn more about Doctor On Demand.
Gender care
Blue Cross is committed to supporting our transgender and non-binary members and their families. We offer guidance from experts to help manage care and navigate insurance. If you have any questions about gender-related care, we encourage you to reach out to our Gender Services Consultant, who is transgender himself, at 1-866-694-9361. We are here to listen, discuss and provide whatever support you need.
To learn more, please visit our gender care webpage and view our gender services member flyer (PDF).
Machine-readable files
The federal Transparency in Coverage Rule requires our group health plan to disclose price and cost-sharing information to participants. To comply, Allianz Commercial is posting a link to the Blue Cross Blue Shield Minnesota webpage which provides access to pricing information via Machine-Readable Files. To learn more and review the links, please visit the Machine-Readable webpage.
Notice regarding patient protections against surprise billing
When you get emergency care or are treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected by the "No Surprises Act," a provision under the Consolidated Appropriations Act (CAA) 2021. To learn more about the protections available to you, view the Blue Cross No Surprises Act webpage.
Need help?
Call Blue Cross customer service at 1-855-545-2583 (Monday - Friday, 7 a.m. - 8 p.m. CT).
