One Card, One Plan, $0 premium
Maximize your benefits with a combined Medicare and Medical Assistance (Medicaid) plan
Switch plans and get more by calling a specialist
Experienced agents are available to answer questions and help you enroll.
What is the difference between a MSC+ and a SecureBlue (HMO SNP) plan?
Minnesota Senior Care Plus (MSC+)
A healthcare program for people age 65 and older who qualify for Medical Assistance (Medicaid) and may or may not have Medicare and Part D prescription drug coverage through another health plan.
MSC+ is available in all Minnesota counties except Itasca county.
SecureBlue
A Minnesota Senior Health Options (MSHO) plan that combines your Medicare and Medical Assistance into one plan.
You must qualify for Medical Assistance, be 65 or older, and have both Medicare Part A and Part B to qualify for SecureBlue.
SecureBlue is available in all 87 Minnesota Counties.
Compare SecureBlue and MSC+ benefits
Both plans offer some of the same benefits, but SecureBlue offers more complete coverage, which includes additional benefits at no additional cost to you.
| PLAN BASICS: | Secureblue | MSC+ |
|---|---|---|
| $0 premium health plan and low copays for Part D medications | X | X |
| One member ID card for all medical services and prescription drugs | X | — |
| ADDITIONAL COVERAGE | ||
| myFlexCard: members with chronic conditions1 get $275 every three months to help pay for utilities, rent and healthy foods like fruits, vegetables and whole grains. Benefit amount loaded on a myFlexCard. | X | — |
| myFlexCard: benefit also provides $75 every three months for select over-the-counter items2 | X | — |
| Dental benefits: comprehensive dental benefits including one additional preventive exam and up to 2 crowns (2 teeth/year)3 | X | — |
| Eyewear extras: anti-glare lens coating, progressive lenses and transition lenses are available options for eyewear | X | — |
With Blue Cross and Blue Shield of Minnesota, you get a name you trust, coverage you can count on, and peace of mind knowing we’re here to help you every step of the way.
Get personalized support
Experienced Sales Agents can help you determine plan eligibility, answer questions, and help with enrolling in a plan by phone, email or mail.
1Benefit eligibility is not guaranteed by condition alone. Eligibility requirements must be met first. Contact Member Services for details. Members must have one of these chronic conditions: chronic renal disease, congestive heart failure, COPD, coronary artery disease, diabetes mellitus or other eligible conditions not listed. Quarterly unused benefit amounts do not roll over.
2Quarterly balance does not carry over.
The Blue Cross and Blue Shield of Minnesota myFlexCard Mastercard® Prepaid Card is issued by Stride Bank, Member FDIC, pursuant to license by Mastercard International. Stride Bank is an independent company offering debit card services and is solely responsible for its products.
3Dental services provided through Delta Dental of Minnesota, which is independent from Blue Cross and Blue Shield of Minnesota. Delta Dental provides administrative benefits, including access to the Minnesota Select Dental network.
SecureBlueSM (HMO SNP) is a health plan that contracts with both Medicare and the Minnesota Medical Assistance program to provide benefits of both programs to enrollees. Enrollment in SecureBlue depends on contract renewal.
H2425_090425_O02_M DHS Approved 10/1/2025 CMS Accepted 10/6/2025