Medicare Plans

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Compare plan coverage, costs and benefits side by side.

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Let us help guide you in finding a plan that meets your needs.

See if your doctor and pharmacy are in network and if your drugs are covered.

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Why choose Blue Cross?

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#1 Medicare Advantage plan chosen by Minnesotans2

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Access to 97% of doctors in Minnesota,1 including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more

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Serving Minnesota as a nonprofit for more than 90 years

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Top-rated by members for Medicare customer service3

Medicare Advantage plans

Medicare Advantage plans combine Medicare Part A and Part B benefits, so your hospital and medical coverage are provided under one plan.

You get all the benefits of Original Medicare plus “extras” Medicare does not cover.

For Veterans our Freedom BlueSM medical-only Medicare Advantage plan is a good option if you already have creditable drug coverage through the VA, TRICARE or similar.

 

View advantage plans

Benefits include

Medical

Access to a large network of doctors, hospitals and clinics

Pharmacy

Access to thousands of in-network pharmacies

Vision

Eyewear allowance benefit

Dental

Preventive and/or comprehensive dental coverage

Hearing

Hearing aids with $0 rechargeable battery option on select styles

Travel

Travel up to twelve consecutive months in the U.S. and get in-network benefits from select providers

Metro Region

Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington, Wright

West Region

Becker, Beltrami, Benton, Big Stone, Brown, Cass, Chippewa, Clay, Clearwater, Cottonwood, Crow Wing, Douglas, Grant, Hubbard, Jackson, Kandiyohi, Kittson, Lac qui Parle, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Polk, Pope, Red Lake, Redwood, Renville, Roseau, Stearns, Swift, Todd, Wadena, Wilkin 

South Region

Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Houston, Martin, Mower, Nicollet, Olmsted, Steele, Wabasha, Waseca, Watonwan, Winona


 

Supplement (Medigap) plans

A Medicare Supplement plan is a medical-only plan (Part A and Part B), and benefits are guaranteed renewable as long as you pay your premium.

A Medicare Supplement plan can help pay for costs not covered by Original Medicare, like copays, deductibles and coinsurance.

Medicare Supplement plans are available in all Minnesota counties.

 

View supplement plans

Benefits include

Medical

You can choose your doctor without any network restrictions and see any provider that accepts Medicare assignment

Travel

Live or travel anywhere in the U.S. and get in-network benefits when you see a provider that accepts Medicare assignment


 

Medicare Cost plans

Our Medicare Platinum BlueSM (Cost) plans offer medical-only coverage (Part A and Part B) or combined medical and prescription drug coverage (Part D).

If you choose to include prescription drug coverage, your plan also helps pay the cost of your medications.

Medicare Cost plans provide additional coverage to help pay for expenses Original Medicare doesn’t cover.

 

View cost plans

Benefits include

Medical

Access to a large network of physicians, clinics and hospitals

Pharmacy

Access to thousands of in-network pharmacies

Vision

Eyewear allowance benefit

Dental

Preventive dental coverage on select plans

Hearing

Hearing aids with $0 rechargeable battery option on select styles

Travel

Travel up to nine consecutive months per calendar year in the U.S. and get in-network benefits from select providers

Northeast Plus Region

Aitkin, Carlton, Cook, Goodhue, Itasca, Kanabec, Koochiching, Lake, Le Sueur, McLeod, Meeker, Mille Lacs, Pine, Pipestone, Rice, Rock, Sibley, St. Louis, Stevens, Traverse, Yellow Medicine


 

Prescription Drug (Part D) plans

These stand-alone prescription drug plans help you manage your prescription drug costs.

Save money at thousands of network pharmacies nationwide. Plus get extra savings at preferred pharmacies within your network.

These plans can be paired with Original Medicare (Parts A and B), a Medicare supplement plan, or a medical-only cost plan.

Prescription drug plans are available in all Minnesota counties.

 

View prescription drug plans

Benefits include

Pharmacy

Access to thousands of pharmacies nationwide where you can fill your prescriptions including CVS, Hy-Vee and Walmart4


 

Minnesota Senior Health Options (MSHO)

This health plan, called SecureBlue℠ (HMO SNP), is a Minnesota Senior Health Options (MSHO) health plan that combines your Medicare and Medical Assistance (Medicaid) into one plan.

You must be 65 or older, have both Medicare Part A and Part B, and have Medical Assistance to qualify for SecureBlue.

SecureBlue is available in all Minnesota counties.

 

View SecureBlue plan

Medicare Decision Guide spread

Get your free Medicare Decision Guide

Learn about our Medicare plan offerings

Use this guide to help you choose a health plan the fits your needs. Whether you want greater savings or more benefits, we offer a variety of plans.

Download Decision Guide - English

Download Decision Guide - Spanish [COMING SOON]

 

Medicare help the way you want it

Medicare doesn't have to be hard

Our Blue Cross Advisors are here to:

  • Help you learn about Medicare basics and our plans
  • Assist you in finding a plan that meets your needs
  • Help you enroll in a plan

Meet with a Blue Cross Advisor


Register for a free Medicare Workshop

Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in.

Register for a Workshop

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Compare plans and enroll online

Need help with enrollment?

Connect with a Blue Cross Advisor

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Enroll by phone

Give us a call to speak to a Medicare expert.

1-855-579-7658

(TTY call 711)

Help is available from
8 a.m. to 8 p.m. Central Time, daily

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Get help from an agent

An agent can help you choose
the best plan for you.

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