- If you are actively working and covered by your employer's group plan, you may defer enrolling in Medicare until you stop working.
- If you are retired prior to turning 65, you should enroll in Medicare 3 months prior to your 65th birthday month so that it is active the first of the month in which you turn 65.
Enroll online at ssa.gov or contact the Social Security Administration (SSA) at 800-772-1213 for individual questions or to make an appointment with an SSA representative.