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2025 Blue Cross Medicare plans

Medicare plan options with access to 97% of doctors in Minnesota1

Explore plans available in your area

Compare plan coverage, costs and benefits side-by-side.

Get guided help finding the right plan

Let us help guide you in finding a plan that meets your needs.

See if your doctor and pharmacy are in network and if your drugs are covered.

Explore Medicare plans

Why choose Blue Cross?

You can trust your Blue Cross and Blue Shield of Minnesota plan has what you need including access to quality providers, excellent coverage and benefits that meet your needs.

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Access to 97% of doctors in Minnesota,¹ including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more

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Nearly 95% of members keep their Blue Cross Medicare plan²

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Serving Minnesota as a nonprofit for more than 90 years

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Top-rated by members for Medicare customer service³

Our Medicare plans

A Blue Cross and Blue Shield of Minnesota Medicare plan can help fill in the gaps of Original Medicare and manage your out-of-pocket costs.

Medicare Advantage (Part C)

These plans offer two plan coverage types: 

  • Medical-only coverage (Parts A and B)
  • Combined medical and prescription drug coverage (Part D)

These plans include additional benefits like dental, vision and hearing.

Medicare Cost

These plans offer two plan coverage types:

  • Medical-only coverage (Parts A and B)
  • Combined medical and prescription drug coverage (Part D)

These plans include additional benefits like dental, vision and hearing.

Only available in 21 Minnesota counties

Medicare Supplement (Medigap)

These plans provide medical-only coverage (Parts A and B).

Benefits are guaranteed renewable as long as you pay your premium.

You can build a Medicare Supplement plan to meet your needs.

Prescription Drug (Part D)

This stand-alone prescription drug plan helps you manage your prescription drug costs.

This plan can be paired with Medicare Parts A and B, or with a medical-only cost plan.

Minnesota Senior Health Options (MSHO)

This health plan, called SecureBlue (HMO SNP), is for people age 65 and older and who qualify.

It combines Medicare and Medical Assistance (Medicaid) in one plan.

Learn and decide

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New to Medicare?

If you are retiring or nearing 65 we can help you learn the essentials of Medicare and help you prepare to enroll in a plan that is right for you.

Support and resources

Get Medicare help

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Enroll by phone

Give us a call to speak to a Medicare expert.

1-855-579-7658
(TTY call 711)

Help is available from
8 a.m. to 8 p.m. Central Time, daily

Enroll today

1Medicare-contracted doctors compared to internal Blue Cross and Blue Shield of Minnesota data, April 2024. Some network limitations may apply.

2Highmark monthly Medicare enrollments on January 31, 2024, compared to December 31, 2023.

3Based on 2023 CAHPS results. Every year, Medicare evaluates plans based on a 5-star rating system. Star rating information is on medicare.gov/plan-compare. For 2023, Blue Cross and Blue Shield of Minnesota received the following plan Star Ratings from Medicare: 4.5 Stars.

Blue Cross offers Cost, PPO, and PDP plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.

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