Group Medicare Advantage from Blue Cross

With a variety of Group Medicare Advantage plans, you can select the right balance of coverage and costs for your organization's retirees.
When you choose a Group Medicare Advantage plan from Blue Cross and Blue Shield of Minnesota, you don’t just give your retirees great coverage, you give them support to improve their health. Our three plan designs offer you the opportunity to balance your expenses in a way that meets your budget and takes good care of your employees in their retirement. 

Group Medicare Advantage plan coverage

All plan options include the following features:

  • Medical coverage worldwide: Travel up to nine months outside Minnesota* (in the U.S.) and get in-network benefits when using select providers. No referrals needed. Members will pay the same cost sharing for medical services that they would normally pay at network providers** in Minnesota. Members are also covered for emergency care worldwide.

  • Preventive care: All plan options include coverage for various routine services and screenings.

  • Annual limits: All plan options provide the protection of an annual out-of-pocket maximum on how much members pay. Expenses incurred under the travel benefit are also applied to this maximum.

Healthy plan resources for healthy habits

Our Group Medicare Advantage plan options help your retirees continue to make healthy choices in their golden years:

Health coaching
A nurse or licensed behavioral clinician is available to help your plan members manage their medical conditions.

Nurse line
Plan participants can ask a nurse health-related questions 24 hours a day, seven days a week.

Online care
Video chat with a doctor from your smartphone, tablet or computer 24 hours a day, seven days a week.
Silver&Fit® Exercise and Healthy Aging Program
Your retirees have an option to get a membership at a participating Silver&Fit fitness facility or order home exercise kit options, all at no cost.

Vision and hearing support
Provides partial reimbursement for non-Medicare covered eyewear and allowance assistance for the Advanced Aid or Premium Aid hearing aids annually.
Quitting tobacco support

Members can develop and maintain a quit plan with support from a Quit Coach.
Online member center
Members can use tools and get information to help manage their health and health plan. By signing in to this secure site, members can:

    • Search for a doctor
    • View, print, email or order member ID cards
    • Track the status of their recent claims
    • Compare provider cost and quality information

    Choose prescription drug coverage for a complete health plan offering

    Pair your Group Medicare Advantage plan with your choice of prescription drug plan for more complete coverage. You can pair:

    • Group Medicare Advantage Plus with Rx1 or Rx2

    • Group Medicare Advantage Standard with Rx2 or Rx3

    Learn more about Group Medicare Advantage

    Talk with your Blue Cross account representative or ask your agent/broker to contact Blue Cross to discuss your needs.

    Download more information

    2019 plan materials

    *You will need to get prior authorization from your provider for certain services. A prior authorization, or pre-approval for a medical service, helps ensure you are getting proper care. Learn more about prior authorizations and when they're needed.

    **Travel coverage is limited to in the United States only. Only emergency services are covered when traveling worldwide.
    Medicare Advantage is a PPO plan with a Medicare contract. Enrollment in Medicare Advantage depends on contract renewal.
    Enrollment in the plan after December 31, 2018 cannot be guaranteed. Either CMS or the plan may choose not to renew the contract, or the plan may choose to change the area it serves. Any such change may result in termination of your enrollment. This information is not a complete description of benefits. Call (651) 662-9949 or 1-855-579-7658 for more information.
    Last updated October 2, 2018

    Doctor On Demand is an independent company providing telehealth services.

    The Silver&Fit program is a product of American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH), an independent company providing personal health and wellness programs. Silver&Fit is a federally registered trademark of ASH and used with permission herein.