Welcome, MDU Resources employees
National BlueCard PPO network
Welcome, MDU Resources employees
Need help? Please contact Blue Cross customer service at 1-866-537-7719, 7 a.m. to 8 p.m. CT, Monday through Friday.
Benefit booklets, preventative drugs lists and related resources
Find covered medical providers in your plan's network
Take small, healthy steps to support your wellness
Plan information
MDU Resources employees can choose between two different high deductible health plans (HDHP). Both plans provide coverage for preventive care, office visits, hospitalizations, surgery, prescription drugs and more. Each medical plan offers prescription coverage under the FlexRx Preventive list. Prescriptions on this list are available at no cost to employees and their covered family members. All other in-network prescriptions are covered at 80% (after deductible). The plans differ in deductibles and out-of-pocket maximums.
- HSA plan 1 offers an aggregate deductible and out-of-pocket maximum. An aggregate plan begins to pay for covered services once the entire deductible or out-of-pocket maximum has been met. This can be met by one or a combination of family members.
- HSA plan 2 offers an embedded deductible and aggregate out-of-pocket maximum. A plan with an embedded deductible begins paying for covered services for the first family member who meets the single plan deductible. An aggregate out-of-pocket maximum begins to pay for covered services once the entire out-of-pocket maximum has been met. This can be met by one or a combination of family members.
Both plans can be paired with a health savings account (HSA). This allows you to save tax-free money for eligible healthcare expenses. Money in an HSA rolls over year after year and is owned by the employee even if you change jobs or medical plans.
Resources
- 2024 HSA plan 1 benefit booklet
- 2024 HSA plan 2 benefit booklet
- 2024 HSA plan 1 SBC
- 2024 HSA plan 2 SBC
- FlexRx preventive list
Get started with Blue Care Advisor
When you log in to our member website, you'll be directed to Blue Care AdvisorSM. It lets you seamlessly connect to all your benefits, claims, programs and more. You'll get information based on your benefits and history along with recommendations on steps you can take to improve your health.
Log in to the member website or download the app to get started.
Find care
Get help finding the right care for you. When using Find a Doctor, log in or confirm your network is selected so you only see providers your plan covers.
Virtual Primary Care
Doctor On Demand offers virtual primary care inclusive of a dedicated primary care physician, integrated behavioral health, 24/7 urgent care, preventive care and Care Team support, all available right from your smartphone, tablet or computer. Visit fees may apply. To schedule a visit or see a provider, go to doctorondemand.com/mdur.
Wellbeing support
Blue Cross wants to support you in wellness, not just sickness. Take small, healthy steps with these programs:
- Employee Assistance Program: EAP is a free, confidential assessment/counseling/referral service staffed by trained professionals who help individuals and families evaluate their problems and take positive action to resolve them.
- For employees in the Regulated Group, contact CHI St Alexius Health at (800) 327-7195
- For employees of Everus Construction, Inc., contact Ability Assist at guidanceresources.com or (800) 964-3577
- Learn to Live: Offers self-paced online programs for those struggling with stress, depression, social anxiety, insomnia or substance use. Employees and their family members 13+ are eligible. Learn more: learntolive.com/welcome/bcbsmn using code MDUR
- Omada: Take steps toward keeping diabetes and heart disease at bay. You'll get access to tools, education, health coaching and online peer groups. Employees and their adult family members living with diabetes (1 or 2) and at risk for type 2 diabetes or heart disease may be eligible. Get started: omadahealth.com/mdur
- Hinge Health: Virtual physical therapy program to help you conquer back and joint pain, recover from injuries, prepare for surgery or stay health and pain-free. No cost to employees or adult family members. hingehealth.com/for/mdur or (855) 902-2777
- Preventive care services: Preventive care is one of the best ways to keep you and your family healthy. These services include yearly checkups, screenings and immunizations. Learn more about preventive care