Dental plans overview

Blue Cross and Blue Shield of Minnesota has a wide range of competitive dental plan options. All plans cover preventive dental care at 100 percent, including exams and cleanings, when you see an in-network dentist. Additional benefits include:

• No waiting periods
• No missing tooth clause
• Posterior composites (white fillings covered the same on front and back teeth)

Blue Cross Dental is a smart choice to complement your health plan and round out your employee benefit package.

• See 2025 dental plans overview and comparisons
• See 2024 dental plans overview and comparisons

Dental plan benefits:

• One carrier for medical, dental and vision coverage
• Single system platform for integrated billing
• United Concordia’s Advantage Plus AXS large and growing national dental network
• Discounts: Dentists who provide discounts for non-covered services have a "$ave!" symbol next to their name
• Compatible with Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs)
• Online account with optional e-billing
• Online search for network dentists
• No waiting periods
• As part of our dental plans, we offer:
  • Jr. Dental: 100 % coverage for dependent children 12 and under with no deductible or annual plan maximum on all covered services. Orthodontic care is excluded. Standard plan limitations apply. Out-of-network services may be subject to balance billing.
  • Three cleanings per calendar year
  • Fluoride treatment covered up to age 19

You can purchase a dental plan for your employees any time. It’s quick and easy. You don't have to have Blue Cross health insurance to enroll in a dental plan.