Tools and resources videos for employees

Helping your employees understand their plan is the first step to improving engagement and helping them make informed choices.

Health plan basics

Health plan basics

 

Knowing health plan basics can help you get more from your plan.

Stay in network and save

Stay in network and save
Discover how to find a provider in network, and the importance of staying in network to save money on healthcare costs.
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    Discover how to find a provider in network, and the importance of staying in network to save money on healthcare costs.

    Preventive care

     

    The best time to focus on your health is before you get sick. That's why preventive care is so important. Know the difference between a preventive care visit versus an office visit.

    The value of integration

    The Value of Integration
    Analysis of commercially insured member data shows that a Blue Cross and Blue Shield of Minnesota carve-in plan can deliver significant medical savings compared to carve-out models.
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      Analysis of commercially insured member data shows that a Blue Cross and Blue Shield of Minnesota carve-in plan can deliver significant medical savings compared to carve-out models.

      Your best choice

       

      See how much more you get with the number one health plan in the state.

      In every zip code


      Blue Cross and Blue Shield companies are working to make health care more affordable and improve outcomes in every zip code.

      How to choose your plan

       

      Be informed when shopping for health plans to make sure you're getting the right plan to meet your needs.

      Online tools

      Blue Care Advisor

      Blue Care Advisor powers better health outcomes


      Blue Care Advisor is an all-in-one navigation and care management solution from Blue Cross that makes it easy for members to understand, access and manage their healthcare benefits in one place.

      Prescription drugs site

      Drug Cost Estimator

      Amazon Pharmacy

      Healthcare resources

      Doctor On Demand

      Doctor On Demand by Included Health lets you see a doctor for medical or mental healthcare at your convenience.

      Blue365

      Learn to Live

      Learn to Live is online behavioral health therapy.

      Dental and vision plans

      Blue Cross Dental plans (employees)

      Blue Cross Dental overview (employers)

      Blue Cross Vision plans (employees)

      Spending accounts

      Learn about how health savings accounts, flexible spending accounts and debit cards can help your employees save. 

      What is an HSA?

      What is an FSA?

      Debit card FAQ

      To see if this plan is right for you and your family, visit the Coupe Allianz Life employee web page - Opens in a new window.

      • Members pay a flat copay for all covered services and prescription drugs. Costs are available on the Coupe website - Opens in a new window in advance of services. 
      • There is no deductible or coinsurance on this plan
      • The plan uses the same national provider network as BCBS plans and puts providers into three tiers based on quality and efficiency of care
      • Tier 1 providers will have the lowest copay for services and the highest-quality outcomes based on Coupe’s research
      • Coupe simplifies billing by consolidating all medical and prescription copays into one monthly invoice for easier tracking and payment
      • Members can contact a Coupe Health Valet to help find a provider, answer questions and resolve billing issues
      • Members have 24/7 access to the Coupe Health member portal - Opens in a new window

      The member portal houses all your benefit information including provider, prescription and pharmacy lookup, billing statements, access to your Health Valet, and much more.