2024 Medicare Advantage plans
Use our shopping tool to see and compare Blue Cross and Blue Shield of Minnesota Medicare Advantage (Medicare Part C) plans in your area.
Enter your zip code to view plans available in your area
What is a Medicare Advantage plan?
Medicare Advantage plans, also known as Part C, include both medical (Part A and Part B) and most include a prescription drug coverage (Part D). Plus, 98% of providers within Minnesota are in-network and they include extras that often aren’t available with other types of Medicare plans.
How much you pay for your monthly premium depends on the plan you choose. A Medicare Advantage plan may be a good option if you want to pay a lower monthly premium and don’t mind paying a little more when you use care.
These plans are available based on where you live in Minnesota. You can enroll in a Medicare Advantage plan if you:
- Have Medicare Part A and Part B
- Live in the plan availability area
Learn more about Medicare Part C
For Veterans
Our Freedom BlueSM medical-only Medicare Advantage plan is a good option if you already have credible drug coverage through the VA, TRICARE, Tribal or similar.
The plan includes extra benefits like travel, dental, fitness program, hearing aid savings, eyewear allowance, over-the-counter allowance, acupuncture and routine chiropractic. Plus, this plan may increase your monthly Social Security check up to $100.
Get your free Medicare Decision Guide
Use this guide to help you choose a health plan that fits your needs.
Medicare Advantage (PPO) Metro Region plans
Our Medicare Advantage (PPO) plans offer medical, prescription drug, dental, vision and hearing benefits combined in one plan. Medical-only plans are available if you already have creditable drug coverage through the VA or similar.
Plan benefit highlights:
- Four plan options to choose from: Core, Comfort, Choice and Complete
- Medical, prescription drug, dental, vision and hearing benefits combined in one plan
- Access to a large network of doctors, hospitals and clinics
- Approximately 63,000 in-network pharmacies
- Over-the-counter and eyewear allowance
- Travel up to twelve consecutive months in the U.S.
- Hearing aid (up to 2 aids per year) with $0 rechargeable options
- Core plans offer preventive dental coverage
- Comfort, Choice and Complete plans offer both preventive and comprehensive dental coverage
- Home delivery meals after an approved hospital stay
- Non-Medicare covered (routine) acupuncture benefit
Available in these counties:
Anoka
Carver
Chisago
Dakota
Hennepin
Isanti
Ramsey
Scott
Sherburne
Washington
Wright
Enrollment packet
View plan options, benefits, costs and coverage.
2024 Medicare Advantage (PPO) Metro Region Enrollment Packet
Plan resources
Good choice if you want:
- Combined medical and prescription coverage
- Dental, vision and hearing coverage
- SilverSneakers® fitness membership
- Medical coverage while traveling
Is your doctor in network?
Using a doctor in your network can help you save money. You’ll want to confirm your doctor, hospital or clinic is in your plan’s network before you get care.
This plan uses the Blue Cross Medicare Advantage/Medicare High Value Network.
Are your drugs covered?
Pharmacy coverage varies by plan. You’ll want to check if your pharmacy is in your plan’s network and your medicines are covered before you fill your prescription.
Search pharmacies (Core & Comfort plans)
Search pharmacies (Choice & Complete plans)
Search drugs (Core & Comfort plans)
Search drugs (Choice & Complete plans)
Medicare Advantage (PPO) South Region
Our Medicare Advantage (PPO) plans offer medical, prescription drug, dental, vision and hearing benefits combined in one plan. Medical-only plans are available if you already have creditable drug coverage through the VA or similar.
Plan benefit highlights:
- Three plan options to choose from: Core, Choice and Complete
- Medical, prescription drug, dental, vision and hearing benefits combined in one plan
- Access to a large network of doctors, hospitals and clinics
- Approximately 63,000 in-network pharmacies
- Over-the-counter and eyewear allowance
- Travel up to twelve consecutive months in the U.S.
- Hearing aid (up to 2 aids per year) with $0 rechargeable options
- Core plans offer preventive dental coverage
- Choice and Complete plans offer both preventive and comprehensive dental coverage
- Home delivery meals after an approved hospital stay
- Non-Medicare covered (routine) acupuncture benefit
Available in these counties:
Blue Earth
Dodge
Faribault
Fillmore
Freeborn
Houston
Martin
Mower
Nicollet
Olmsted
Steele
Wabasha
Waseca
Watonwan
Winona
Enrollment packet
View plan options, benefits, costs and coverage.
2024 Medicare Advantage (PPO) South Region Enrollment Packet
Plan resources
Good choice if you want:
- Combined medical and prescription coverage
- Dental, vision and hearing coverage
- SilverSneakers® fitness membership
- Medical coverage while traveling
Is your doctor in network?
Using a doctor (provider) in your network can help you save money. You’ll want to confirm your doctor, hospital or clinic is in your plan’s network before you get care.
This plan uses the Medicare Southern MN Network.
Are your drugs covered?
Pharmacy coverage varies by plan. You’ll want to check if your pharmacy is in your plan’s network and your medicines are covered before you fill your prescription.
Search pharmacies (Choice & Complete plans)
Search drugs (Choice & Complete plans)
Medicare Advantage (PPO) West Region
Our Medicare Advantage (PPO) plans offer medical, prescription drug, dental, vision and hearing benefits combined in one plan. Medical-only plans are available if you already have creditable drug coverage through the VA or similar.
Plan benefit highlights:
- Four plan options to choose from: Core, Comfort, Choice and Complete
- Medical, prescription drug, dental, vision and hearing benefits combined in one plan
- Access to a large network of doctors, hospitals and clinics
- Approximately 63,000 in-network pharmacies
- Over-the-counter and eyewear allowance
- Travel up to twelve consecutive months in the U.S.
- Hearing aid (up to 2 aids per year) with $0 rechargeable options
- Core plans offer preventive dental coverage
- Comfort, Choice and Complete plans offer both preventive and comprehensive dental coverage
- Home delivery meals after an approved hospital stay
- Non-Medicare covered (routine) acupuncture benefit
Enrollment packet
View plan options, benefits, costs and coverage.
View 2024 Medicare Advantage (PPO) West Region Enrollment Packet
Plan resources
Available in these counties:
Becker
Beltrami
Benton
Big Stone
Brown
Cass
Chippewa
Clay
Clearwater
Cottonwood
Crow Wing
Douglas
Grant
Hubbard
Jackson
Kandiyohi
Kittson
Lac Qui Parle
Lake Of The Woods
Lincoln
Lyon
Mahnomen
Marshall
Morrison
Murray
Nobles
Norman
Otter Tail
Pennington
Polk
Pope
Red Lake
Redwood
Renville
Roseau
Stearns
Swift
Todd
Wadena
Wilkin
Good choice if you want:
- Combined medical and prescription coverage
- Dental, vision and hearing coverage
- SilverSneakers® fitness membership
- Medical coverage while traveling
Is your doctor in network?
Using a doctor (provider) in your network can help you save money. You’ll want to confirm your doctor, hospital or clinic is in your plan’s network before you get care.
This plan uses the Blue Cross Medicare Advantage/Medicare High Value Network.
Are your drugs covered?
Pharmacy coverage varies by plan. You’ll want to check if your pharmacy is in your plan’s network and your medicines are covered before you fill your prescription.
Search pharmacies (Core & Comfort plans)
Search pharmacies (Choice & Complete plans)
Search drugs (Core & Comfort plans)
Search drugs (Choice & Complete plans)
Blue Cross Medicare Advisors
Get help person-to-person
A Blue Cross Advisor will meet with you in person or virtually to answer your questions and enroll you in a Medicare plan.
Enroll by phone
Give us a call to speak to a Medicare expert.
1-855-579-7658
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
Get help from an agent
An agent can help you choose
the best plan for you.
Register for a Medicare Workshop
Learn about Original Medicare and available plans based on the county you live in
at a free, no obligation, in-person or virtual workshop.