About Blue Cross networks
Your network is determined by your specific Blue Cross and Blue Shield of Minnesota or Blue Plus health plan. Some networks are large, and some are smaller with a limited number of healthcare providers. A network is an important part of your health plan.
Important: With this link, be sure to choose your plan's network.
Which network should I use?
If you're a Blue Cross or Blue Plus member, register or log in to your member account, refer to your printed plan materials or call the number on the back of your member ID card to find out what your network is called.
Staying in your network is important
When receiving care, you will pay the lowest cost by using doctors, pharmacies and other healthcare providers who are in your network. Blue Cross and Blue Plus have worked with the doctors, hospitals and clinics in your network to establish a discounted rate for care.
Going outside of your network
Your costs will likely be higher if you use an out-of-network provider for care. Sometimes there are exceptions, such as emergency situations. However, you should check your health plan documents to make sure you understand the details specific to your network.
National and international coverage for employer plans
Blue Cross is part of the national BlueCard network. As a member of an employer plan, you can find doctors in our network across the U.S. In fact, the BlueCard network includes 95% of care providers in the United States.
The Blue Cross Blue Shield Global Core network for employer plans offers access to doctors and hospitals in more than 200 countries. For more information about how your benefits cover care received internationally, check your health plan documents or contact customer service at the phone number on the back of your member ID card.
Networks for different types of health plans
The type of network you have depends on the type of plan you have. For example, networks for health plans you buy on your own are different from networks for health plans you get through your employer.
Learn about individual plans' networks
Learn about small employer plans' networks
Learn about large employer plans' networks