Freedom Blue Medicare Advantage plan
A $0 premium medical-only Medicare plan built for Veterans.
Enter your ZIP code and choose the medical-only plans tab
on the following web page
Medicare doesn't have to be hard
Our Blue Cross Advisors are here to:
- Help you learn about Medicare basics
- Assist you in finding a plan that complements your existing VA benefits
- Help you enroll in a plan
Freedom Blue benefits
Access to 98% of doctors in Minnesota1
Up to $100 monthly Medicare Part B premium giveback, plus a $100 per quarter* flex card for eligible over-the-counter purchases
Preventive and comprehensive dental coverage with a $2,500 maximum plan benefit
Up to 12 months of travel with access to a nationwide network
About Freedom Blue
Our Freedom BlueSM medical-only Medicare Advantage plan is a good option if you already have creditable drug coverage such as VA or TRICARE benefits.
The plan includes extra benefits like over-the-counter flex card allowance, dental, eyewear allowance, hearing aid savings, travel, fitness program, acupuncture and routine chiropractic.
Plus, if you pay a Medicare Part B premium, you may receive a Part B premium giveback of up to $100 a month. This giveback is administered through the Social Security Administration and will show as an increase in your Social Security check or a credit on your Part B premium statement.
A long history of supporting military service members
Blue Cross is the first health plan in Minnesota to be designated a Beyond the Yellow Ribbon company for its support of service members, Veterans and their families.**
Freedom Blue eligibility requirements:
Have Medicare Part A and Part B and live in a county where the plan is available.
Freedom Blue is available in these counties
Anoka, Becker, Beltrami, Benton, Big Stone, Blue Earth, Brown, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cottonwood, Crow Wing, Dakota, Dodge, Douglas, Faribault, Fillmore, Freeborn, Grant, Hennepin, Houston, Hubbard, Isanti, Jackson, Kandiyohi, Kittson, Lac qui Parle, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, Martin, Morrison, Mower, Murray, Nicollet, Nobles, Norman, Olmsted, Otter Tail, Pennington, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Roseau, Scott, Sherburne, Stearns, Steele, Swift, Todd, Wabasha, Wadena, Waseca, Washington, Watonwan, Wilkin, Winona or Wright
Is your doctor in network?
Staying in network means quality care at lower costs for you. You may see a doctor or use a pharmacy that’s not in your plan’s network, but you will pay more.
This plan uses the Blue Cross Medicare Advantage/Medicare High Value Network.
Additional Freedom Blue benefits
Over-the-counter allowance
$100 per quarter* flex card for eligible over-the-counter purchases
Hearing
Hearing aids with a $599-$899 copay per aid with $0 rechargeable battery on select styles through TruHearing®
Vision
Eyewear allowance benefit of $250 for glasses or contact lenses
Call the customer service number on the back of your member ID card
SilverSneakers® membership
Access to thousands of fitness locations nationwide, on-demand workout videos and online classes
Care options
Acupuncture and Chiropractic
Routine acupuncture includes 12 visits for any pain diagnosis and Chiropractic includes 12 visits for any diagnosis (X-ray excluded)
Post discharge meal benefit
Receive 2 meals per day, up to 14 days, at no additional cost following necessary inpatient stay
Online care
See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care
Nurse Line
Registered nurses are available 24 hours a day, seven days a week to answer your questions
Call 1-800-622-9524, TTY 711
Support resources
Health Management
Get help accomplishing your wellness goals or managing a health condition. Discover community resources as well as information that can help you succeed.
Call the the customer service number on the back of your member ID card.
Care management
Get the support you need to achieve your health goals from a Blue Cross medical or behavioral health case manager.
Call the the customer service number on the back of your member ID card.
Chronic and serious illness management
Tailored medical care through in-person, phone or video visits provided by Lifespark.
If you're eligible for supportive care, you may be contacted by a Blue Cross or Lifespark care team member.
Peer Support Specialist
Specialized support for mental health challenges and substance use from someone with real life experience. $0 copay for in-network visits.
Call the the customer service number on the back of your member ID card.
Blue Cross Medicare Advisors
Get help person-to-person
A Blue Cross Advisor will meet with you in person or virtually to answer your questions and enroll you in a Medicare plan.
Enroll by phone
Give us a call to speak to a Medicare expert.
1-855-579-7658
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
Get help from an agent
An agent can help you choose
the best plan for you.