## Plan overview ### Why choose a Blue Cross Prescription Drug plan? You can save money at thousands of network pharmacies nationwide. Plus get extra savings at preferred pharmacies within your network. **Good option if you take daily medications to manage conditions** - Midrange monthly premium - Deductibles: After you pay your deductible, you pay $0 copay on Tier 1 prescriptions when you use a preferred pharmacy. You will pay a set copay or coinsurance for covered drugs on Tiers 2 – 5. - Preferred pharmacies include CVS, Hy-Vee and Walmart1 [Learn more on how a Medicare Part D plan works](/understanding-health-insurance/learn-about-medicare/understanding-medicare/medicare-part-d "Medicare Part D") SVG .cls-1 { fill: none; stroke: #231f20; stroke-linecap: square; stroke-miterlimit: 10; stroke-width: 2px; } ### Pharmacies Access to thousands of in-network pharmacies nationwide where you can fill your prescriptions SVG .cls-1, .cls-2 { fill: none; stroke: #231f20; stroke-miterlimit: 10; stroke-width: 2px; } .cls-2 { stroke-linecap: square; } ### Drug coverage Coverage of generic, brand-name and specialty drugs SVG ![Two adults sitting on the couch looking at a digital tablet.](/sites/default/files/4efdeb3e-63f9-47ee-9a35-3e5017b80a64.jpg) ### Pair plans You can pair a MedicareBlue Rx prescription drug plan with Original Medicare or a medical-only plan like a Blue Cross Medicare Supplement (Medigap) or Cost plan. [View Medicare Supplement plans](/our-plans/medicare-plans/medicare-supplement-plans) [View Cost plans](/our-plans/medicare-plans/medicare-cost-plans) ## Support and resources ### Medicare Part D Extra Help program If you have limited income and financial resources, you might qualify for the Extra Help program from Social Security. [Learn more about the Extra Help program](https://www.medicare.gov/basics/costs/help/drug-costs) ### Need more complete coverage? Blue Cross and Blue Shield of Minnesota offers several plan options that combine your doctor, hospital and prescription drug coverage into one plan. [Learn about Medicare Advantage (PPO) plans](/our-plans/medicare-plans/medicare-advantage-plans "Medicare Advantage plans") [Learn about Platinum BlueSM](/node/617471)[ (Cost) with Rx plans](/our-plans/medicare-plans/medicare-cost-plans "Medicare Cost plans") ![Adults attending a workshop](/sites/default/files/styles/3x2_third/public/dam/mqmm6zgmxy/adults-medicare-workshop-istock-1145049554-rt-web.jpg.webp?itok=BCx5gJJV "adults-medicare-workshop-istock-1145049554-rt-web.jpg") ### Free Medicare Workshops Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in. [Register for a workshop](https://bcbsmn-retail.my.salesforce-sites.com/registration/) ![Advisor helping senior couple](/sites/default/files/styles/3x2_third/public/dam/uwanwdnnuo/seniors-advisor-meeting-istock-1461150525-rt-web.jpg.webp?itok=7lTqhNHb "seniors-advisor-meeting-istock-1461150525-rt-web.jpg") ### It doesn't have to be hard **Our Blue Cross Advisors are here to:** - Help you learn about Medicare basics and our plans - Assist you in finding a plan that meets your needs - Help you enroll in a plan [Connect with a Blue Cross Advisor](/our-plans/blue-cross-advisors) SVG .cls-1, .cls-2 { fill: none; stroke: #231f20; stroke-miterlimit: 10; stroke-width: 2px; } .cls-2 { stroke-linecap: square; } ### Order a MedicareBlue Rx enrollment packet You can use this paper packet to enroll by mail and to view plan benefits, costs, and coverage. [Order enrollment packet](/understanding-health-insurance/learn-about-medicare/medicare-materials) SVG .cls-1 { fill: none; stroke: #231f20; stroke-linecap: square; stroke-miterlimit: 10; stroke-width: 2px; } ### Enroll by phone Give us a call to speak to a Medicare expert. **1-855-579-7658** (**TTY** call **711**) Help is available from 8 a.m. to 8 p.m. Central Time, daily SVG .cls-1, .cls-2 { fill: none; stroke: #231f20; stroke-miterlimit: 10; stroke-width: 2px; } .cls-2 { stroke-linecap: square; } ### Work with an agent An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar. [Find an agent](https://agentfinder.bluecrossmn.com) ## Enroll today ### Compare plans and enroll online Enter your ZIP code [Compare and enroll](https://bcbsminnesota1.destinationrx.com/PC/2026/Shopping/PlanList) 1As of July 2025. Blue Cross offers Cost, PPO and PDP plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal. MedicareBlueSM Rx (PDP) and Group MedicareBlue Rx are prescription drug plans with a Medicare contract. Enrollment in MedicareBlue Rx depends on contract renewal and enrollment in Group MedicareBlue Rx depends on renewal of the plan sponsor’s contract with Medicare. Coverage is available to residents of the service area or members of an employer or union group and separately issued by one of the following plans: Wellmark Blue Cross and Blue Shield of Iowa\*; Blue Cross and Blue Shield of Minnesota\*; Blue Cross and Blue Shield of Montana\*, a division of Health Care Service Corporation, a Mutual Legal Reserve Company; Blue Cross and Blue Shield of Nebraska\*; Blue Cross Blue Shield of North Dakota\*; Wellmark Blue Cross and Blue Shield of South Dakota\*; and Blue Cross Blue Shield of Wyoming\*. \*Independent licensees of the Blue Cross and Blue Shield Association. S5743\_090825\_G02\_M Y0138\_090825\_ G01\_M