## Explore Medicare plans

## Why choose Blue Cross?

You can trust your Blue Cross and Blue Shield of Minnesota plan has what you need including access to quality providers, excellent coverage and benefits that meet your needs.



 

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### Access to 98% of doctors in Minnesota,¹ including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more

 

 

 



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### Blue Cross has been supporting Medicare since it began²

 

 

 



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### Serving Minnesota as a nonprofit for nearly a century³

 

 

 



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### Top-rated by members for Medicare customer service⁴

 

 

 



 

 



 

## Our Medicare plans

A Blue Cross and Blue Shield of Minnesota Medicare plan can help fill in the gaps of Original Medicare and manage your out-of-pocket costs.



 

### Medicare Advantage (Part C)

These plans offer two plan coverage types:

- Medical-only coverage (Parts A and B)
- Combined medical and prescription drug coverage (Part D)

These plans include additional benefits like dental, vision and hearing.



 

[View Advantage plans](/our-plans/medicare-plans/medicare-advantage-plans)

 

 



### Medicare Cost

These plans offer two plan coverage types:

- Medical-only coverage (Parts A and B)
- Combined medical and prescription drug coverage (Part D)

These plans include additional benefits like dental, vision and hearing.

**Only available in 21 Minnesota counties**



 

[View Cost plans](/our-plans/medicare-plans/medicare-cost-plans)

 

 



### Medicare Supplement (Medigap)

These plans provide medical-only coverage (Parts A and B).

Benefits are guaranteed renewable as long as you pay your premium.

You can build a Medicare Supplement plan to meet your needs.



 

[View Supplement plans](/our-plans/medicare-plans/medicare-supplement-plans)

 

 



### Prescription Drug (Part D)

This stand-alone prescription drug plan helps you manage your prescription drug costs.

This plan can be paired with Medicare Parts A and B, or with a medical-only cost plan.



 

[View prescription plan](/our-plans/medicare-plans/medicare-part-d)

 

 



### Minnesota Senior Health Options (MSHO)

This health plan, called SecureBlue℠ (HMO SNP), is for people age 65 and older and who qualify.

It combines Medicare and Medical Assistance (Medicaid) in one plan.



 

[View SecureBlue plan](/our-plans/medical-assistance-medicaid/secureblue-minnesota-senior-health-options)

 

 



 

 



 

 

 

## Learn and decide

       ![Senior couple sitting in the bleachers](/sites/default/files/styles/3x2_third/public/dam/y8kqa1mddw/couple-sitting-bleachers-250624-bcbs-envision-0187-web.jpg.webp?itok=gIHeOLE8 "couple-sitting-bleachers-250624-bcbs-envision-0187-web.jpg") 

 

 

### New to Medicare?

If you are retiring or nearing 65 we can help you learn the essentials of Medicare and help you prepare to enroll in a plan that is right for you.



[Get started](/understanding-health-insurance/learn-about-medicare/new-medicare)

 

 

 

 

       ![Cover displaying waterfall and trees](/sites/default/files/styles/3x2_third/public/dam/eiuwhjcsrq/2026-decision-guide-cover-550x285.png.webp?itok=nFc3G93w "2026-decision-guide-cover-550x285.png") 

 

 

### Get your free Medicare Decision Guide

**Learn about our Medicare plan offerings**

Use this guide to help you choose a health plan the fits your needs. Whether you want greater savings or more benefits, we offer a variety of plans.

[Download Decision Guide — English](https://bluecrossmn.widen.net/content/uxwbd6evkt/original/2026-medicare-decision-guide.pdf "2026-medicare-decision-guide.pdf")

[Download Decision Guide — Spanish](https://bluecrossmn.widen.net/content/42i55snw5r/original/2026-spanish-medicare-decision-guide.pdf "2026-spanish-medicare-decision-guide.pdf")



 

 

 

 

 

## Support and resources

       ![Adults attending a workshop](/sites/default/files/styles/3x2_third/public/dam/mqmm6zgmxy/adults-medicare-workshop-istock-1145049554-rt-web.jpg.webp?itok=BCx5gJJV "adults-medicare-workshop-istock-1145049554-rt-web.jpg") 

 

 

### Free Medicare Workshops

Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in.



[Register for a workshop](https://bcbsmn-retail.my.salesforce-sites.com/registration/)

 

 

 

 

       ![Advisor helping senior couple](/sites/default/files/styles/3x2_third/public/dam/uwanwdnnuo/seniors-advisor-meeting-istock-1461150525-rt-web.jpg.webp?itok=7lTqhNHb "seniors-advisor-meeting-istock-1461150525-rt-web.jpg") 

 

 

### It doesn't have to be hard

**Our Blue Cross Advisors are here to:**

- Help you learn about Medicare basics and our plans
- Assist you in finding a plan that meets your needs
- Help you enroll in a plan



[Connect with a Blue Cross Advisor](/our-plans/blue-cross-advisors)

 

 

 

 

 

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### Medicare documents & resources

Get key Medicare plan documents including provider directories, benefits overviews, enrollment forms and more.

[Order a Medicare enrollment packet](/understanding-health-insurance/learn-about-medicare/medicare-materials "Medicare materials")

[Order a provider directory, dental directory, annual notice of change or evidence of coverage](https://shop.bluecrossmnonline.com/order-forms?formPage=0)



 

[View all Medicare plan documents](/medicaredocuments)

 

 



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### Enroll by phone

Give us a call to speak to a Medicare expert.

**1-855-579-7658**  
(**TTY** call **711**)

Help is available from  
8 a.m. to 8 p.m. Central Time, daily



 

 

 



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### Work with an agent

An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar.



 

[Find an agent](https://agentfinder.bluecrossmn.com)

 

 



 

 



 

 

 

## Enroll today

 ### Compare plans and enroll online

 Enter your ZIP code  



 

 

 [Compare and enroll](https://bcbsminnesota1.destinationrx.com/PC/2026/Shopping/PlanList) 

 

 

 

 

1Medicare-contracted doctors compared to internal Blue Cross and Blue Shield of Minnesota data, April 2025. Some network limitations may apply.

2The Blue Cross and Blue Shield of Minnesota Story, A Sixty-Year History, published 1993, Blue Cross and Blue Shield of Minnesota.

3[bluecrossmn.com/about](/about-blue-cross "About Blue Cross")

4Based on 2024 CAHPS results. Every year, Medicare evaluates plans based on a 5-star rating system. Star rating information is on [medicare.gov/plan-compare](https://www.medicare.gov/plan-compare). For 2024, Blue Cross and Blue Shield of Minnesota received the following plan Star Ratings from Medicare for Medicare Advantage: 4 Stars and Medicare Cost 4.5 Stars.

Blue Cross offers Cost, PPO, and PDP plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.

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