## Change your plan

You can choose a different individual and family plan through Blue Plus during the annual open enrollment period, or anytime through special enrollment if you meet certain criteria.



[View 2026 individual and family health plans](/our-plans/individual-family-health-plans)

 

 

### 2026 Enrollment dates

November 1 — December 15, 2025 for coverage that begins on January 1, 2026

December 16, 2025 — January 15, 2026 for coverage that begins February 1, 2026



 

 

 



### Special enrollment

Open enrollment for 2025 has ended.

Missed the enrollment window? You may still qualify for a 2025 plan through special enrollment.

[View 2025 individual and family health plans](/node/660146 "2025 Individual & family health plans")

[Learn about special enrollment](/our-plans/individual-family-health-plans/special-enrollment-individual-and-family-plans "Special enrollment for individual and family plans")



 

 

 



 

 



 

 ### Keep your current plan

You don't need to do anything if you want to continue to be enrolled in your current Blue Plus health plan.

Your renewal letter from us has information about your 2026 plan, including your rate and additional changes that have been made to your plan for 2026.



 

 

 

 

 

 

## Coverage

## About your coverage

 

### Staying in your network

It's important to remember that to get coverage for a healthcare service, you need to visit a healthcare provider in your plan's network.

Some providers in your area are not in your plan's network. Be sure to find out if your doctor's in your network before you receive care.

If you receive care with a provider or at a location that's not in your network, you will pay more for your care.



 

[Learn more about networks](/find-care/what-network)

 

 



### Summary of benefits and coverage

The summary of benefits and coverage (SBC) document provides a snapshot of a health plan's costs, benefits and covered healthcare services.



 

[View individual and family plan SBCs](/understanding-health-insurance/commercial-plan-documents)

 

 



 

 



 

## Prescription drug coverage

 

### Pharmacy network

Your plan includes coverage for prescriptions filled at pharmacies in the **Essential Pharmacy Network**.



 

[Search pharmacy network](https://www.myprime.com/en/find-pharmacy.html)

 

 



### Covered drug list

Prescription drugs on the BasicRx drug list are covered by this individual and family plans.



 

[View the BasicRx covered drug list](http://bluecrossmn.com/individualdruglist2026)

 

 



 

 



 

 

 

## MNsure

## Blue Plus plan through MNsure

[View plans on MNsure.org](https://www.mnsure.org/)

 

 

If you bought your Blue Plus plan through MNsure, Minnesota's healthcare marketplace, it will renew automatically.

If you'd like to change plans, you can buy a different plan on MNsure during open enrollment.