## Common questions and topics related to individual and family plans

 

### Choosing a plan

Questions to ask before you sign up for a health plan.



 

[Learn the questions to ask first](/understanding-health-insurance/how-choose-health-plan)

 

 

 



### Special enrollment

Missed the open enrollment window?

You may be eligible for a special enrollment if you have a qualifying life event.



 

[Learn about special enrollment](/our-plans/individual-family-health-plans/special-enrollment-individual-and-family-plans)

 

 

 



### Health insurance when you’re self-employed

Whether you work alone or have employees, you have self-employed health insurance options.



 

[Learn about health plans for the self-employed](/our-plans/individual-family-health-plans/self-employed-health-insurance)

 

 

 



### Will my health plan cover my dependents?

Get answers to questions about which family members your health plan will cover and for how long.



 

[Learn about covering dependents](/understanding-health-insurance/will-my-health-plan-cover-my-dependents)

 

 

 



### Renew or change your health plan

For current Blue Plus individual and family plan members



 

[Renew or change your plan](/our-plans/individual-family-health-plans/renewing-or-changing-your-health-plan)

 

 

 



### Cancel an individual and family plan

Individual and family plans automatically renew. If you need to cancel, follow these instructions.



 

[Cancel your plan](/our-plans/individual-family-health-plans/how-cancel-blue-cross-insurance-plans)

 

 

 



### Blue Plus health plan documents

- Summaries of benefits and coverage (SBC)
- Benefit booklets



 

[View and download plan documents](/understanding-health-insurance/commercial-plan-documents)

 

 

 



 

 



 

 

 

## Shopping for an individual and family plan?

 

### Individual and family plans

Review plan information and choose a plan based on where you live.



 

[View individual and family health plans](/our-plans/individual-family-health-plans)

 

 

 



### Find your plan

Compare Blue Plus plans and see your rates.

[Decision guide — English](https://bluecrossmn.widen.net/content/6w6vyczlz5/original/individual-family-2026-medical-decision-guide-m04711r06.pdf "individual-family-2026-medical-decision-guide-m04711r06.pdf")

[Decision guide — Spanish](https://bluecrossmn.widen.net/content/uevriugqqc/original/ifp-2026-spanish-decision-guide-m04711r06.pdf "ifp-2026-spanish-decision-guide-m04711r06.pdf")



 

[Get a quote](https://shop.bluecrossmnonline.com/)

[Download application](https://bluecrossmn.widen.net/content/ozvpw3ljd0/original/2026-individual-family-application.pdf)

 

 

 



### Shop through MNsure

MNsure is the only place you can apply for financial help to lower the cost of your monthly insurance premium and out-of-pocket costs.



 

[Get a quote and enroll with MNsure](https://www.mnsure.org/)