## Overview ### Choose your health plan based on where you live in Minnesota All Blue Plus plans include: - Leading health systems, hospitals and care professionals - Primary and specialty care providers - 100% coverage for in-network preventive care - Online tools and information that help you take charge of your health ### Save money by staying in-network Your out-of-pocket costs will be lower when your doctor and other medical providers are in your network. - [Search for in-network doctors, dentists, eye care providers, pharmacies and more](/find-care "Find Care") ### Shop through MNsure MNsure is the only place you can apply for financial help to lower the cost of your monthly insurance premium and out-of-pocket costs. [Get a quote and enroll with MNsure](https://www.mnsure.org/) ### We're here to help Give us a call: **1-800-262-0823** (TTY **711**) ## Blue Plus Plan Options [ ![BluePlus Metro MN county map](/sites/default/files/styles/large/public/images/2023-09/blueplus-metro-map-2024_0.png.webp?itok=TBAykigh "blueplus-metro-map-2024.png")](/node/617591) ### Blue Plus® Metro MN Available in these counties: Anoka, Brown, Carver, Chisago, Dakota, Hennepin, Isanti, Kanabec, McLeod, Nicollet, Ramsey, Scott, Sherburne, Sibley, Washington and Wright [Metro MN plans](/our-plans/individual-family-health-plans/blue-plus-metro-mn-health-plan) [ ![BluePlus Southeast county map](/sites/default/files/styles/large/public/images/2023-09/blueplus-southeast-map-2024.png.webp?itok=w9QLjvDm "blueplus-southeast-map-2024.png ")](/node/617646) ### Blue Plus® Southeast MN Available in these counties: Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Goodhue, Houston, Le Sueur, Martin, Mower, Nicollet, Olmsted, Rice, Steele, Wabasha, Waseca, Watonwan and Winona [Southeast MN plans](/our-plans/individual-family-health-plans/blue-plus-southeast-mn-health-plan) [ ![BluePlus MN Value country map](/sites/default/files/styles/large/public/images/2023-09/blueplus-mnvalue-map.png.webp?itok=hPmkbUOz "blueplus-mnvalue-map.png")](/node/617721) ### Blue Plus® Minnesota Value Available in these counties: Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Douglas, Grant, Hennepin, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, McLeod, Meeker, Mille Lacs, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rock, Roseau, Scott, Sherburne, Sibley, St. Louis, Stearns, Stevens, Swift, Todd, Traverse, Wadena, Washington, Wilkin, Wright and Yellow Medicine [Minnesota Value plans](/our-plans/individual-family-health-plans/blue-plus-minnesota-value-health-plan) ## Blue Care Advisor ![Adult smiling at the phone.](/sites/default/files/styles/3x2_third/public/4a8b608a-8e2c-4331-b727-74869e8020d4.jpg.webp?itok=x2NkXOR2) ### Your plan at your fingertips Blue Care AdvisorSM connects you to everything you need to easily manage your healthcare. Access your personal plan information, resources and tools online or by downloading the Blue Care Advisor app from your favorite app store. - Claims and Explanations of Healthcare Benefits (EOBs) - Deductible and out-of-pocket spending totals - Medical and vision ID cards that you can easily share - Find in-network doctors, clinics and hospitals - Medical spending account balances and transactions [Learn more about Blue Care Advisor](/member-resources/blue-care-advisor) ## Prescription drug coverage ### Pharmacy network Blue Plus individual and family health plans include coverage for prescriptions filled at pharmacies in the Essential Pharmacy Network. [Search pharmacy network](/essentialpharmacynetwork) ### Covered drug list Prescription drugs on the BasicRx drug list are covered by this plan. [View the BasicRx covered drug list](/individualdruglist2026) ## More options ### Add coverage to protect your overall health It's easy to add dental, vision or international travel insurance anytime. [Blue Cross Dental Plans](/our-plans/individual-family-health-plans/individuals-and-families-dental-plans "Individuals and families dental plans") [Blue Cross Vision Plans](/our-plans/individual-family-health-plans/individuals-and-families-vision-plans "Individuals and families vision plans") [International travel coverage](/our-plans/international-health-plans "International health plans") ### Add a health savings account (HSA) Some plans are compatible with HSAs from administrators like HealthEquity.® An HSA allows you to set aside a portion of your earnings pretax to pay for qualified medical expenses. The money in the account is owned by you and stays with you even if you change health plans. [Learn more about HSAs and HealthEquity](https://www.healthequity.com/) ## Support and Resources ## Why choose Blue Cross? You can trust your Blue Cross and Blue Shield of Minnesota plan to provide access to quality providers, excellent coverage and benefits that meet your needs. SVG .cls-1 { fill: none; stroke: #231f20; stroke-linecap: square; stroke-miterlimit: 10; stroke-width: 2px; } #### **Proud to be a nonprofit company** SVG .cls-1 { stroke-linecap: square; stroke-miterlimit: 10; } .cls-1, .cls-2 { fill: none; stroke: #231f20; stroke-width: 2px; } .cls-2 { stroke-linecap: round; stroke-linejoin: round; } #### **More than 90 years of experience** SVG .cls-1 { fill: none; stroke: #231f20; stroke-linejoin: round; stroke-width: 2px; } #### **Local customer service teams** ### Find your plan Compare Blue Plus plans and see your rates. [Decision guide — English](https://bluecrossmn.widen.net/content/6w6vyczlz5/original/individual-family-2026-medical-decision-guide-m04711r06.pdf "individual-family-2026-medical-decision-guide-m04711r06.pdf") [Decision guide — Spanish](https://bluecrossmn.widen.net/content/uevriugqqc/original/ifp-2026-spanish-decision-guide-m04711r06.pdf "ifp-2026-spanish-decision-guide-m04711r06.pdf") [Get a quote](https://shop.bluecrossmnonline.com/) [Download application](https://bluecrossmn.widen.net/content/ozvpw3ljd0/original/2026-individual-family-application.pdf) ### Shop through MNsure MNsure is the only place you can apply for financial help to lower the cost of your monthly insurance premium and out-of-pocket costs. [Get a quote and enroll with MNsure](https://www.mnsure.org/) ![An adult with a headset on smiling.](/sites/default/files/styles/3x2_third/public/f3daa23a-8a77-4cdb-881f-69a2b330942f.jpg.webp?itok=ldB0oCd6) ### We’re here to help Call **1-800-262-0823** (TTY **711)** to speak to a sales associate. If you are a current Blue Cross or Blue Plus member, call the customer service number on the back of your member ID card. \*Individual, Small Group, Large Group: NAIC enrollment reported for year-end 2024; Self-insured enrollment: from internal sources, SEC, EMMA financial statement filings and publicly available information. If you are eligible for or already have health plan coverage through your employer, contact your employer for information about plan options available to you. Certain [third-party payments](/third-party-payments-premiums-andor-cost-sharing "Third-party payments of premiums and/or cost-sharing") may not be accepted. You must be a resident of Minnesota to buy or renew individual coverage from Blue Cross and Blue Shield of Minnesota or Blue Plus. [View residency policy](https://bluecrossmn.widen.net/content/c8jbs7gkcr/original/p11ga_13175221-minnesota_residency_policy.pdf "p11ga_13175221-minnesota_residency_policy.pdf") HMO Minnesota, d.b.a. Blue Plus, an affiliate of Blue Cross and Blue Shield of Minnesota.