## Member Resources ## Blue Cross plan members Access HDHP medical, dental and vision plans SVG .cls-1 { fill: none; stroke: #231f20; stroke-linecap: square; stroke-miterlimit: 10; stroke-width: 2px; } ### Member login Get your ID card, plan information, find in-network doctors and more. [Create your account](https://members.bluecrossmn.com/) [Log in](https://identity.bluecrossmn.com/u/login?state=hKFo2SBUcHg1SzR2V0RGQ3MtenIwcnJ0aklGLXNQdHc0SHFuSaFur3VuaXZlcnNhbC1sb2dpbqN0aWTZIEZLQjNhdGpEeS1EdEF4cnU3MjhfWFNwbGN2UnhkSUM3o2NpZNkgcDZ2elJyNHBQRUFvWkM4d0NVQWNMU3VNSHU2OEJKMm4) SVG .cls-1 { fill: #231f20; } .cls-2 { fill: none; stroke: #231f20; stroke-linecap: square; stroke-miterlimit: 10; stroke-width: 2px; } ### Get the Blue Care Advisor app Connect to all your member benefits, claims, programs and more. And get personalized recommendations to improve your health. [Blue Care Advisor app for Android](https://play.google.com/store/apps/details?id=com.bcbsmn.mobile) [Blue Care Advisor app iOS](https://apps.apple.com/us/app/blue-care-advisor/id1637279992?uo=2) ## Blue Cross Find Care ### National BlueCard PPO [Search](https://findadoctormn.sapphirecareselect.com/?ci=176116&network_id=229&geo_location=44.9444,-93.0933&locale=en) ### Aware Network [Search](https://findadoctormn.sapphirecareselect.com/?ci=176116&network_id=234) ### Florida Select Network [Search](https://findadoctormn.sapphirecareselect.com/?ci=176116&network_id=268) ## Coupe Health plan members Access Coupe medical plan SVG .cls-1 { fill: none; stroke: #231f20; stroke-linecap: square; stroke-miterlimit: 10; stroke-width: 2px; } ### Coupe member login Check provider tiers, track claims, review benefits and more. [Create your account](https://member.coupehealth.com/register-account) [Log in](https://member.coupehealth.com/) SVG .cls-1 { fill: #231f20; } .cls-2 { fill: none; stroke: #231f20; stroke-linecap: square; stroke-miterlimit: 10; stroke-width: 2px; } ### Get the Coupe App Find all you need to search for providers, check benefits, track claims and more. And get personalized information to support better health. [Coupe Health app for Android](https://play.google.com/store/apps/details?id=com.coupehealth.coupe) [Coupe Health app for iOS](https://apps.apple.com/us/app/coupe-health/id6738583889) SVG .cls-1 { fill: #231f20; } .cls-2 { fill: none; stroke: #231f20; stroke-linecap: square; stroke-miterlimit: 10; stroke-width: 2px; } ### Coupe Find Care Employees who are enrolled in Coupe will search the National BlueCard network. Click the link below to access Coupe and enter the access code if prompted: COUP-CODE-ALLP. [Coupe National BlueCard Network](https://member.coupehealth.com/public-search?accessCode=COUPCODEALLP) ## 2026 Plan Details ## Medical plans ### Medical plan resources [2026 Medical Plan Comparison](https://bluecrossmn.widen.net/content/mai95acmlw/original/2026-active-medical-plan-compare-hdhp-coupe-final.pdf "2026-active-medical-plan-compare-hdhp-coupe-final.pdf") [2026 KeyRx Drug List](https://bluecrossmn.widen.net/content/xlcre7e825/original/2026-key-rx-drug-list.pdf "2026-key-rx-drug-list.pdf") [2026 Insulin Drug List](https://bluecrossmn.widen.net/content/jtenfzrmg2/original/2026-insulin-drug-list.pdf "2026-insulin-drug-list.pdf") [2026 ACA Drug List](https://bluecrossmn.widen.net/content/ckk1q6t7yd/original/2026-aca-drug-list.pdf "2026-aca-drug-list.pdf") [Amazon Pharmacy Home Delivery](https://bluecrossmn.widen.net/content/heflrrs4uq/original/2025-myw-hd-flyer.pdf "2025-myw-hd-flyer.pdf") [Specialty Drug Program](/understanding-health-insurance/prescription-drugs/specialty-drug-program "Specialty drug program") [2026 Required Notices ](https://bluecrossmn.widen.net/content/mpdvj3feu2/original/2026-required-notices.pdf "2026-required-notices.pdf") [Mental Health Member Resource Guide](https://bluecrossmn.widen.net/content/wzq5ocs1y8/original/mental-health-member-resource-guide.pdf "mental-health-member-resource-guide.pdf") [Mental Health – Where to Go for Care](https://bluecrossmn.widen.net/content/x5olvukwu5/original/mental-health-where-to-go-for-care.pdf "mental-health-where-to-go-for-care.pdf") [Find a Blue Cross Provider](https://findadoctormn.sapphirecareselect.com/?ci=176116&network_id=234) **Note:** Both plans run on the Aware® Network in MN/surrounding counties and BlueCard® PPO Network when traveling outside MN. ### Blue Cross High Deductible Health Plan (HDHP) with Health Savings Account (HSA) [Find a Pharmacy](https://www.myprime.com/en/find-pharmacy.html) [Find Medicines](https://www.myprime.com/en/medicines.html#find-medicine) [Rx Fact Sheet](https://bluecrossmn.widen.net/content/a3y2vccnf9/original/2026-rx-fact-sheet-hdhp-and-pre-65-retiree.pdf "2026-rx-fact-sheet-hdhp-and-pre-65-retiree.pdf") [Summary of Benefits and Coverage](https://bluecrossmn.widen.net/content/hpttwgn9wn/original/2026-hdhp-sbc.pdf "2026-hdhp-sbc.pdf") [2026 Benefit Booklet](https://bluecrossmn.widen.net/content/krjktovhzk/original/2026-hdhp-sdp.pdf "2026-hdhp-sdp.pdf") Contact Information (651) 662-8304, toll free 1-800-469-1110 Monday through Friday 7 a.m. - 8 p.m. CT [bluecrossmn.com/contact](/contact-blue-cross-minnesota "Contact Blue Cross Minnesota") **Health Savings Account (HSA)** [Getting Started with an HSA](https://urldefense.com/v3/__https:/help.healthequity.com/en/articles/5058575-hsa-getting-started__;!!CwIvYz4dIaSa!NoPiAcfbUN2zkoceOPv2Nmdrjo12aZ4E9AquSTfgV9t3wbzRIK0hgsffSRgW5VYA8eWY2HiCWldcGOV9CySfFFphfJk_Y3B4iVc$) [Account Use and Eligibility](https://help.healthequity.com/en/articles/6026508-hsa-account-use-and-eligibility) [Qualified HSA Expenses](https://www.healthequity.com/hsa-qme) [Investing HSA Dollars](https://help.healthequity.com/en/articles/6026447-hsa-investing-getting-started) [HealthEquity HSA Help Center](https://help.healthequity.com/en/collections/2829504-hsa-health-savings-account?reload) HealthEquity Resources [Login Help](https://www.healthequity.com/loginhelp) [Portal Demo](https://www.healthequity.com/demo/member/all-accounts/main-dashboard) [Mobile App Demo](https://www.healthequity.com/demo/member/all-accounts/mobile) Contact Information HealthEquity 1-844-351-6856 [HealthEquity login](https://www.healthequity.com/) ### Blue Cross Alternative Health Plan, designed by Coupe Health (Coupe) – Non-Financing [Coupe Enrollment Guide – Non-Financing](https://bluecrossmn.widen.net/content/xyepnz2il6/original/bcbsmn-coupe-nonfinancing-enrollment-guide-2026.pdf "bcbsmn-coupe-nonfinancing-enrollment-guide-2026.pdf") [Know Where to Go for Care](https://bluecrossmn.widen.net/content/hqr6nt5pkq/original/2026-coupe-know-where-to-go-for-care.pdf "2026-coupe-know-where-to-go-for-care.pdf") [Pharmacy Benefit Guide for Member Portal](https://bluecrossmn.widen.net/content/qm0c6zrykt/original/2026-coupe-prime-pharmacy-guide.pdf "2026-coupe-prime-pharmacy-guide.pdf") [Find a Provider](https://employers.coupehealth.com/employer/56402cb1d747b593c0cb80632c4a1445) [Summary of Benefits and Coverage](https://bluecrossmn.widen.net/content/dwra4fpa4t/original/2026-coupe-sbc.pdf "2026-coupe-sbc.pdf") 2026 Benefit Booklet (Coming Soon!) Contact Information 1-833-749-1969 or email Monday through Friday 8 a.m. – 8 p.m. CT [employers.coupehealth.com/bluecrossmn](https://employers.coupehealth.com/bluecrossmn) ### Supplemental medical plans [EssentialCare Plan Comparison](https://bluecrossmn.widen.net/content/ebm3dtgy3w/original/essential-care-highlight-sheet.pdf "essential-care-highlight-sheet.pdf") [EssentialCare Accident Hightlight Sheet](https://bluecrossmn.widen.net/content/0aphrfpd9n/original/essential-care-accident-sheet.pdf "essential-care-accident-sheet.pdf") [EssentialCare Critical Illness Highlight Sheet](https://bluecrossmn.widen.net/content/aiwwitaycl/original/essential-care-critical-illness-sheet.pdf "essential-care-critical-illness-sheet.pdf") [EssentialCare Hospital Indemnity Highlight Sheet](https://bluecrossmn.widen.net/content/po92ibeffv/original/essential-care-hospital-indemnity-sheet.pdf "essential-care-hospital-indemnity-sheet.pdf") Contact Information BCS Customer Service Center 877-563-2367 ### Retiree medical plan ### Planning for retirement Learn about retiree medical coverage for eligible associates. ### Benefit information #### For pre-65 retirees - [2026 Pre65 Medical Plan Summary](https://bluecrossmn.widen.net/content/omnesztlm2/original/2026-pre-65-retiree-medical-plan-summary.pdf "2026-pre-65-retiree-medical-plan-summary.pdf") - 2026 Benefit Booklet (Coming Soon!) **Retirement healthcare program** - [Summary plan description – Non-grandfathered associates](https://bluecrossmn.widen.net/s/chfprh6cpl/retirement-health-care-program-spd-2024) - [Summary plan description – Grandfathered associates](https://bluecrossmn.widen.net/s/qzfptgvwdn/retirement-health-care-program-grandfather-provisions-spd-2024) #### For post-65 retirees **Group Medicare Advantage Elite with RX** - [2026 Copays and payments](https://bluecrossmn.widen.net/content/5uyacvntcc/original/2026-grp-mapd-elite-with-rx-copays-and-payments.pdf "2026-grp-mapd-elite-with-rx-copays-and-payments.pdf") - [2026 Summary of Benefits](https://bluecrossmn.widen.net/content/ggqbm7t0yr/original/2026-mapd-summary-of-benefits.pdf "2026-mapd-summary-of-benefits.pdf") - [2026 Evidence of coverage](https://bluecrossmn.widen.net/content/mimae2ltwy/original/2026-elite-mapd-bcbsmn-evidence-of-coverage.pdf "2026-elite-mapd-bcbsmn-evidence-of-coverage.pdf") - [2026 Medicare Star Rating](https://bluecrossmn.widen.net/content/cpuuvrnl4p/original/medicare-av-star-ratings-508c.pdf "medicare-av-star-ratings-508c.pdf") - [Find Medicare Plan Documents (See Group Medicare Plans section)](https://www.bluecrossmn.com/understanding-health-insurance/learn-about-medicare/medicare-plan-documents) **Other information** - [SilverSneakers® exercise and healthy aging program](/our-plans/medicare-plans/silversneakers-fitness-program-seniors "SilverSneakers fitness program for seniors") - [TruHearing® hearing aid benefit](https://www.truhearing.com/bcbsmnma) - [Post discharge meals](/our-plans/medicare-plans/medicare-advantage-plans/post-discharge-meals "Post Discharge Meals") - [Over-the-counter (OTC) benefit](/our-plans/medicare-plans/over-counter-allowance-benefit "Over-the-Counter allowance benefit") ### Contact information **ThrivePass (Enrollment, Payments) – COBRA, Retiree Plans** **1-866-855-2844** **BCBS Customer Service (Claims, Coverage, Network) — COBRA, Pre65 Retiree Plans** **(651) 662-8304**, toll free **1-800-469-1110** Monday through Friday 7 a.m. — 8 p.m. CT [bluecrossmn.com/contact](/contact-blue-cross-minnesota "Contact Blue Cross Minnesota") **Group Medicare Advantage Customer Service – Post65 Retiree Plan** **1-800-711-9865** Monday through Friday 8 a.m. - 8 p.m. CT Participants can refer to the COBRA or Retiree packets mailed to them by ThrivePass for more information. ## Other plans or accounts ### Dental plans [2026 Dental Plan Comparison](https://bluecrossmn.widen.net/content/f6rw0gmdjc/original/2026-dental-plan-comparison.pdf "2026-dental-plan-comparison.pdf") [Dental Plan FAQ](https://bluecrossmn.widen.net/content/q1en7sf30x/original/2026-dental-plan-faq.pdf "2026-dental-plan-faq.pdf") [Find a Dentist User Guide](https://bluecrossmn.widen.net/content/ppaaxrone6/original/2026-find-a-dentist-user-guide.pdf "2026-find-a-dentist-user-guide.pdf") 2026 Standard Dental Benefit Booklet (Coming Soon!) 2026 Premier Dental Benefit Booklet (Coming Soon!) Contact Information 1-888-589-2447 Monday through Friday 8 a.m. - 8 p.m. CT [bluecrossmn.com/findadentist](https://www.bluecrossmn.com/find-dentists) ### Vision plan [2026 Vision Plan Overview](https://bluecrossmn.widen.net/content/vrz2jeovdk/original/2026-vision-plan-overview.pdf "2026-vision-plan-overview.pdf") [Davis Vision Flyer](https://bluecrossmn.widen.net/content/uq8gqucp8v/original/2026-davis-vision-flyer.pdf "2026-davis-vision-flyer.pdf") 2026 Benefit Booklet (Coming Soon!) Contact Information 1-888-444-5591 Monday through Friday 7 a.m. - 8 p.m. ET [bluecrossmn.com/findaneyedoctor](https://www.bluecrossmn.com/old-find-eye-care-providers) ### Flexible spending accounts [HealthEquity Medical FSA Help Center](https://help.healthequity.com/en/collections/2844099-fsa-flexible-spending-account) - [Qualified Medical FSA Expenses](https://www.healthequity.com/fsa-qme) [HealthEquity Limited Purpose FSA Help Center](https://help.healthequity.com/en/collections/2846290-lpfsa-limited-purpose-flexible-spending-account) - [Qualified Limited Purpose FSA Expenses](https://www.healthequity.com/lpfsa-qme) [HealthEquity Dependent Care FSA Help Center](https://help.healthequity.com/en/collections/2844509-dcfsa-dependent-care-flexible-savings-account) - [Qualified Dependent Care FSA Expenses](https://www.healthequity.com/dcfsa-qme) Health Equity Resources - [Login Help](https://www.healthequity.com/loginhelp) - [Portal Demo](https://www.healthequity.com/demo/member/all-accounts/main-dashboard) - [Mobile App Demo](https://www.healthequity.com/demo/member/all-accounts/mobile) Contact Information HealthEquity 1-844-351-6856 [HealthEquity login](https://www.healthequity.com/) ### Oversees travel coverage As a BCBS member, if you are traveling abroad, you have access to doctors, hospitals, support tools, and resources around the world through the [**Blue Cross Blue Shield Global Core Program**](https://bluecrossmn.widen.net/s/jvknc7wbkx/bcbsglobalcore-brochure-english) To learn more about the Global Core program: - Call Blue Cross MN Customer Service at **1-800-469-1110** - Visit [**bcbsglobalcore.com**](https://www.bcbsglobalcore.com/) - Call BCBS Global Core Service Center at **1-800-810-BLUE** or call collect at **1-804-673-1177** - Download the Global Core program app available for Apple or Android at the appropriate app stores or visit [**bcbsglobalcore.com/home/mobileapp**](https://www.bcbsglobalcore.com/home/mobileapp) ## 2025 Plan Details ## Medical plans ### Coupe Health medical plan ### Take control of your healthcare journey Welcome to the Blue Cross alternative health plan designed by [Coupe Health](https://www.coupehealth.com/). No deductibles, no complicated paperwork and no surprises. We identify top quality providers and show you a price for every medical service, giving you control over your healthcare. #### What makes Coupe different? **Price Certainty:** Know the price of every medical service ahead of time. No upfront out-of-pocket costs, add-ons or surprise bills. No kidding. **One Monthly Statement:** Get one statement at the end of the month and pay how you prefer— online or by mail. It’s that easy. **0% Financing:** Receive 0% financing to help pay for your medical bills. If you can only pay the minimum balance, no sweat! With 0% financing you don’t have to worry about owing more in the future. [Search the provider directory](https://employers.coupehealth.com/bluecrossmn) [Member login](https://member.coupehealth.com/) #### Benefit information - [Coupe Health Member FAQ](https://bluecrossmn.widen.net/s/xnnlkzccql/2025-coupe-health-member-faq) - [2025 Medical plan comparison](https://bluecrossmn.widen.net/s/gxlhrvvrvh/2025-active-medical-plan-compare-hsa-ppo-coupe) - [2025 Coupe Health summary of benefits and coverage (SBC)](https://bluecrossmn.widen.net/s/m5fwdplpgm/2025-coupe-sbc) - [2025 Coupe Health summary of benefits and coverage (SBC) — Spanish](https://bluecrossmn.widen.net/s/bsshdgwjbw/2025-coupe-health-sbc-spanish) #### Benefits - [2025 Benefit Booklet](https://bluecrossmn.widen.net/content/qujopyne3j/original/2024-coupe-health-benefit-booklet.pdf "2024-coupe-health-benefit-booklet.pdf") **Prescription drug benefits** - [2025 Coupe Health Rx Fact Sheet](https://bluecrossmn.widen.net/s/b2sfvl6kn9/2025-coupe-rx-fact-sheet) - [2025 KeyRx Drug List](https://bluecrossmn.widen.net/s/h6tccjlflq/2025-keyrx-drug-list) #### Contact information **1-833-749-1969** or email Monday through Friday 8 a.m. – 8 p.m. CT [coupehealth.com](https://employers.coupehealth.com/bluecrossmn) ### PPO (High Value Network) medical plan ### PPO (High Value Network) Plan The PPO (High Value Network Plan) has in-network and out-of-network levels of benefits. When you seek care from a provider who is in the High Value Network, you receive in-network benefits. If you choose to use a provider who is not in the High Value Network (in Minnesota and bordering counties) and BlueCard PPO (nationally) you will still have coverage, but at the lower out-of-network level of benefits. ### Benefit information #### Medical plans - [2025 Required Notices](https://bluecrossmn.widen.net/content/e5wjwejd8s/original/2025-required-notices.pdf "2025-required-notices.pdf") #### Benefits - [2025 Benefit Booklet](https://bluecrossmn.widen.net/content/ygx3igxwek/original/2025-bcbsmn-benefit-ppo.pdf "2025-bcbsmn-benefit-ppo.pdf") #### Summary of benefits and coverage (SBC) - [2025 PPO (High Value Network Plan)](https://bluecrossmn.widen.net/content/ur3aor5o9f/original/2025-ppo-sbc.pdf "2025-ppo-sbc.pdf") #### Prescription drug benefits - [Home Delivery — Amazon Pharmacy](https://bluecrossmn.widen.net/content/zj27eepulj/original/mn-medsyourway-member.pdf "mn-medsyourway-member.pdf") - [2025 Rx Fact Sheet](https://bluecrossmn.widen.net/s/c2sdvldmsm/2025-rx-fact-sheet-hsa-ppo-only.pdf) - [2025 KeyRx Drug List](https://bluecrossmn.widen.net/s/h6tccjlflq/2025-keyrx-drug-list) - [Find Medicines](https://www.myprime.com/en/medicines.html#find-medicine) - [Find a Pharmacy](https://www.myprime.com/en/find-pharmacy.html) - [Specialty Drug Program](/understanding-health-insurance/prescription-drugs/specialty-drug-program "Specialty drug program") ### Contact information **Medical/Pharmacy Plan** **(651) 662-8304**, toll free **1-800-469-1110** Monday through Friday 7 a.m. - 8 p.m. CT [bluecrossmn.com/contact](/contact-blue-cross-minnesota "Contact Blue Cross Minnesota") ### HSA medical plan ### Aware® Network Plan The HSA medical plan offers an annual employer contribution. The HSA plan allows you to build up these employer contributions by allowing you to make additional contributions to your own account (based on IRS limits) that you can use to offset medical costs. ### Benefit information #### Medical plans - [2025 Medical plan comparison](https://bluecrossmn.widen.net/s/gxlhrvvrvh/2025-active-medical-plan-compare-hsa-ppo-coupe) - [2025 Required Notices](https://bluecrossmn.widen.net/content/e5wjwejd8s/original/2025-required-notices.pdf "2025-required-notices.pdf") #### Benefits - [2025 Benefit Booklet](https://bluecrossmn.widen.net/content/gcrb6sfsxo/original/2025-bcbsmn-benefit-hsa.pdf "2025-bcbsmn-benefit-hsa.pdf") #### Summary of benefits and coverage (SBC) - [2025 HSA plan](https://bluecrossmn.widen.net/s/8vrzxkzxrm/2025-bcbsmn-hsa) #### Prescription drug benefits - [Home Delivery - Amazon Pharmacy](https://bluecrossmn.widen.net/s/gfmhlcpxqd/mn-medsyourway-member) - [2025 KeyRx Drug List](https://bluecrossmn.widen.net/s/h6tccjlflq/2025-keyrx-drug-list) - [Find Medicines](https://www.myprime.com/en/medicines.html#find-medicine) - [Find a Pharmacy](https://www.myprime.com/en/find-pharmacy.html) - [Specialty Drug Program](/understanding-health-insurance/prescription-drugs/specialty-drug-program "Specialty drug program") ### Contact information **Medical/Pharmacy Plan** **(651) 662-8304**, toll free **1-800-469-1110** Monday through Friday 7 a.m. - 8 p.m. CT [bluecrossmn.com/contact](/contact-blue-cross-minnesota "Contact Blue Cross Minnesota") ### Retiree medical plan ### Planning for retirement Learn about retiree medical coverage and compare plans for eligible associates below. ### Benefit information #### For pre-65 retirees - [2025 Medical plan comparison](https://bluecrossmn.widen.net/s/q9mpzjcwkn/2025-pre-65-retiree-medical-plan-compare-1000-frozen-3500) - [Pre-65 retiree $1,000 nonfrozen plan booklet](https://bluecrossmn.widen.net/s/pmddzskjdx/2024-bcbsmn-500-10289769) - [Pre-65 retiree $1,000 frozen plan booklet](https://bluecrossmn.widen.net/s/xgjzxf2mwm/2024-bcbsmn-1000-10289770) - [Pre-65 retiree $3,500 plan booklet](https://bluecrossmn.widen.net/s/wzbwvnnplx/2024-bcbsmn-3000-10289771) **Retirement healthcare program** - [Summary plan description – Non-grandfathered associates](https://bluecrossmn.widen.net/s/chfprh6cpl/retirement-health-care-program-spd-2024) - [Summary plan description – Grandfathered associates](https://bluecrossmn.widen.net/s/qzfptgvwdn/retirement-health-care-program-grandfather-provisions-spd-2024) #### For post-65 retirees **Group Medicare Advantage Elite with RX** - [2025 Copays and payments](https://bluecrossmn.widen.net/s/db9kh5vfzx/grp-mapd-elite-rx-m07065r03) - [2025 Summary of Benefits](https://bluecrossmn.widen.net/s/twg8w7zbzt/group-mapd-elite-summary-benefits-508) - [2025 Evidence of coverage](https://bluecrossmn.widen.net/s/zcvznkrghv/m06950r02-2025-grp-mapd-eoc-elite-bcbsmn-retirees-ppo) - [Medicare Advantage educational session video](https://bluecrossmn.widen.net/s/6d2k2fz5qc/2024-bcbsmn-group-medicare-retiree-presentation) - [2025 Medicare Star Rating](https://bluecrossmn.widen.net/content/7apbcm8zqj/original/2025-ma-star-ratings-508c.pdf "2025-ma-star-ratings-508c.pdf") - [Find Medicare Plan Documents (See Group Medicare Plans section)](https://www.bluecrossmn.com/understanding-health-insurance/learn-about-medicare/medicare-plan-documents) **Other information** - [SilverSneakers® exercise and healthy aging program](/our-plans/medicare-plans/silversneakers-fitness-program-seniors "SilverSneakers fitness program for seniors") - [TruHearing® hearing aid benefit](https://www.truhearing.com/bcbsmnma) - [Post discharge meals](/our-plans/medicare-plans/medicare-advantage-plans/post-discharge-meals "Post Discharge Meals") - [Over-the-counter (OTC) benefit](/our-plans/medicare-plans/over-counter-allowance-benefit "Over-the-Counter allowance benefit") ### Contact information **ThrivePass (Enrollment, Payments) – COBRA, Retiree Plans** **1-866-855-2844** **BCBS Customer Service (Claims, Coverage, Network) — COBRA, Pre65 Retiree Plans** **(651) 662-8304**, toll free **1-800-469-1110** Monday through Friday 7 a.m. — 8 p.m. CT [bluecrossmn.com/contact](/contact-blue-cross-minnesota "Contact Blue Cross Minnesota") **Group Medicare Advantage Customer Service – Post65 Retiree Plan** **1-800-711-9865** Monday through Friday 8 a.m. - 8 p.m. CT Participants can refer to the COBRA or Retiree packets mailed to them by ThrivePass for more information. ## Other plans or accounts ### Dental plans ### Benefit information **Preventive Plan & Enhanced Plan (Blue Cross Dental)** - [2025 Dental plan comparison (Preventive & Enhanced)](https://bluecrossmn.widen.net/s/dcpbmbwtlw/2025-dental-plan-comparison-chart) - [2025 Blue Cross dental plan FAQ](https://bluecrossmn.widen.net/s/g8jfgs66qb/2025-dental-plan-faqs) - [Preventive & Enhanced plan find a dentist](/find-care/find-dentist "Find a Dentist") ### Benefits - [2025 Preventive Dental Plan](https://bluecrossmn.widen.net/content/41rf5ygllg/original/2024-employee-group-preventive-plan-dental-spd.pdf "2024-employee-group-preventive-plan-dental-spd.pdf") - [2025 Enhanced Dental Plan](https://bluecrossmn.widen.net/content/tvvmy9a8fe/original/2024-employee-group-enhanced-plan-dental-spd.pdf "2024-employee-group-enhanced-plan-dental-spd.pdf") ### Contact information **Preventive Dental Plan — by Blue Cross Dental, Group 10828105** **Enhanced Dental Plan — by Blue Cross Dental, Group 10422795** **1-888-589-2447** Monday through Friday 8 a.m. - 8 p.m. CT [bluecrossmn.com/findadentist](/find-dentists "Find dentists") ### Vision plan ### Benefit information - [2025 Vision plan overview](https://bluecrossmn.widen.net/s/xgv25w9zzx/2025-enhanced-vision-plan) - [Vision plan find an eye doctor](/find-care/find-eye-care-provider "Find an eye care provider") ### Benefits - [2025 Enhanced Vision Plan](https://bluecrossmn.widen.net/content/ihwebt6nue/original/2024-employee-group-enhanced-vision-spd.pdf "2024-employee-group-enhanced-vision-spd.pdf") ### Contact information **Enhanced Vision Plan — by Blue Cross Vision Group 10422798** **1-888-444-5591** Monday through Friday 7 a.m. - 8 p.m. ET [bluecrossmn.com/findaneyedoctor](/old-find-eye-care-providers "OLD Find eye care providers") ### Spending and savings accounts ### What are the different types of spending and saving accounts? An HSA is a health savings account that works with a high deductible health plan. You can use the funds to help pay for out-of-pocket healthcare expenses your health insurance doesn't cover. An FSA is a flexible spending account that lets you set aside money tax-free to pay for eligible expenses, like day care and healthcare products and services your health plan doesn't cover (such as vision and dental care). [Learn more about spending and saving accounts.](/our-plans/individual-family-health-plans/how-health-savings-account-hsa-works "How a health savings account (HSA) works") ### Spending accounts **Health Savings Account (HSA) Resources:** - [Getting Started with an HSA](https://urldefense.com/v3/__https://help.healthequity.com/en/articles/5058575-hsa-getting-started__;!!CwIvYz4dIaSa!NoPiAcfbUN2zkoceOPv2Nmdrjo12aZ4E9AquSTfgV9t3wbzRIK0hgsffSRgW5VYA8eWY2HiCWldcGOV9CySfFFphfJk_Y3B4iVc$) - [Account Use and Eligibility](https://help.healthequity.com/en/articles/6026508-hsa-account-use-and-eligibility) - [Investing HSA Dollars](https://help.healthequity.com/en/articles/6026447-hsa-investing-getting-started) - [HealthEquity HSA Help Center](https://help.healthequity.com/en/collections/2829504-hsa-health-savings-account?reload) **Flexible Spending Account (FSA) Resources:** - [Medical FSA](https://help.healthequity.com/en/collections/2844099-fsa-flexible-spending-account) - [Limited Purpose FSA](https://help.healthequity.com/en/collections/2846290-lpfsa-limited-purpose-flexible-spending-account) - [Dependent Care FSA](https://help.healthequity.com/en/collections/2844509-dcfsa-dependent-care-flexible-savings-account) ### Contact information HealthEquity, Spending Accounts (FSA, DCFSA, HSA) **1-844-351-6856** [**HealthEquity login**](https://www.healthequity.com/) ### Overseas travel coverage As a BCBS member, if you are traveling abroad, you have access to doctors, hospitals, support tools, and resources around the world through the [Blue Cross Blue Shield Global Core Program](https://bluecrossmn.widen.net/s/jvknc7wbkx/bcbsglobalcore-brochure-english). To learn more about the Global Core program: - Call Blue Cross MN Customer Service at **1-800-469-1110** - Visit [bcbsglobalcore.com](https://www.bcbsglobalcore.com/) - Call BCBS Global Core Service Center at **1-800-810-BLUE** or call collect at **1-804-673-1177** - Download the Global Core program app available for Apple or Android at the appropriate app stores or visit [bcbsglobalcore.com/home/mobileapp](https://www.bcbsglobalcore.com/home/mobileapp) ## Benefits ## Featured programs Focusing on your health is easier with the right tools and support. Here's how we can help. Log in to your Blue Cross or Coupe account to learn more about these benefits and many others. ### Supportlinc EAP Service **Emotional wellbeing and work-life balance resources** Get confidential, in-the-moment support by phone, short-term assistance finding childcare, eldercare, legal advice, mental health support and more from licensed clinicians and coaches. Services are available 24/7/365. Access using group code bcbsmn Call **1-888-881-5462** [Contact Supportlinc](http://mysupportlinc.com/) ### Included Health **Expert Second Opinion Services** Get an expert second opinion during critical moments of need with Included Health. They can also help you find the best in-network provider and book doctor’s appointments. Call **1-800-929-0926** [Contact Included Health](https://includedhealth.com/microsite/bcbsmn/) ### Hinge Health **Conquer back or joint pain** Hinge Health provides you with all the tools you need to get moving again from the comfort of your own home. Call **1-855-902-2777** [Contact Hinge Health](https://hinge.health/bcbsmn) ### Omada **Expert Second Opinion Services** Get an expert second opinion during critical moments of need with Included Health. They can also help you find the best in-network provider and book doctor’s appointments. Call **1-800-929-0926** [Contact Omada](https://go.omadahealth.com/deployments/bcbsmnemployee) ### Learn to Live **Emotional wellbeing resources** Access on-demand, self-directed digital programs based on the clinically proven strategies of Cognitive Behavioral Therapy (CBT). Call **1-800-406-7457** [Contact Learn to Live](https://www.learntolive.com/welcome/BCBSMN) ### Doctor on Demand **Telemedicine** Access to quick care when needed online, 24/7. Whether at home or on the road, healthcare is just a click away. Call **1-800-997-6196** *Available to Associates Enrolled in a Medical Plan* [Contact Doctor on Demand](https://doctorondemand.com/microsite/bcbsmn/) ## Support Resources ## Support at your fingertips ### Blue Cross Care Advocate Get help with your healthcare needs and questions over the phone or via live chat. Your advocate is supported by doctors, nurses, pharmacists and other experts. 7 a.m. to 8 p.m. CT Monday through Friday **1-800-469-1110, TTY 711** [Log in to live chat with an advocate](/accountlogin) ### Coupe Health Valet Those with a Coupe health plan have a dedicated health concierge available to help you navigate healthcare and your plan. Get help finding providers, understanding care options, answering billing questions and more. 8 a.m. – 8 p.m. CT Monday - Friday **1-833-749-1969** Email: [**healthvalet@coupehealth.com**]() [coupehealth.com](https://employers.coupehealth.com/employer/56402cb1d747b593c0cb80632c4a1445#library) [Log in to reach a health valet](https://member.coupehealth.com/) ## Life@Blue Active associates can view additional information by visiting the [Life@Blue Sharepoint site](https://linkmn.sharepoint.com/sites/LifeatBlue/SitePages/Wellbeing.aspx). You must be in-office on the Blue Cross MN network or VPN to access Life@Blue. ### Search our website While this web page is focused on your company and employees, bluecrossmn.com serves all members and may have your answer. - [Member FAQs](/member-resources/member-faqs "Member FAQs") - [Member login help](/member-resources/member-login-help "Member login help") - [Learn about healthcare and insurance](/understanding-health-insurance "Understanding health insurance") [Visit bluecrossmn.com](/home "Home") for more options. Blue365® is a registered mark of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and/or Blue Shield plans. Doctor On Demand® by Included Health is an independent company providing telehealth services. Learn to Live, Inc. is an independent company offering online tools and programs for behavioral health support. Learn to Live is an educational program and should not be considered medical treatment. Hinge Health is an independent company providing musculoskeletal care services.