## Requirements

 ## Become a Blue Cross agent

Our independent authorized agents are a valued community resource and a key sales channel.

We reward top-performing agents with incentives that include an enhanced bonus program, Medicare certification reimbursements, marketing support and online recognition.



 

 

 

 

 ### Agent requirements

We rely on the best agents across Minnesota to help us make a healthy difference in people’s lives. Once you’re appointed with Blue Cross and Blue Shield of Minnesota and Blue Plus (Blue Cross), you must comply with all terms, conditions and limitations outlined in the Agent Agreement and follow our [agent code of conduct](https://bluecrossmn.widen.net/content/bwzxkzgxvj/original/p11ga_13000821-agent-code-conduct-x15827r06.pdf "p11ga_13000821-agent-code-conduct-x15827r06.pdf").

**To become a Blue Cross agent, you must:**

- Be a resident of Minnesota, or a Minnesota bordering county in Iowa, South Dakota, North Dakota, or Wisconsin
- Be licensed by the [Minnesota Department of Commerce](https://mn.gov/commerce/) to sell accident and health insurance
- Have [professional liability coverage](https://mn.gov/commerce/insurance/industry/small-business/liability.jsp)
- Contact one of our Preferred General Agencies to complete an application (see below)

Please email <channelcontracting@bluecrossmn.com> with questions regarding appointments or contracting.



 

 

 

 

 

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### Have questions?

We’re here to answer your questions about client benefits, application status, claims and billing.

Call agency services at:  
**(651) 662-5240**  
Toll free **1-800-262-0821**  
Monday — Friday, 8 a.m. to 5 p.m.



 

 

 



 

 



 

 

 

 

## Preferred General Agency

## Preferred general agency model

Our Preferred General Agency (PGA) contracting model creates a deeper partnership with agents and agencies. PGAs are a key resource for agent onboarding, training, sales and service support.

If you’re an independent agent, you’ll need to align with a PGA to sell Blue Cross products.

**Our preferred general agencies:**



 

### IFC National Marketing, Inc.

Coon Rapids, MN  
Manager: Todd Villeneuve  
**1-800-598-5560**  
<health@ifcnationalmarketing.com>

When you choose IFC as your PGA partner for writing and servicing your Blue Cross business, you remain independent but tap into IFC experience and support. IFC provides training and online marketing tools and assures full value for your book of business in the future.

With IFC, you can free up your schedule and enhance your profits, so you can do what matters most to you.



 

[Learn more about IFC National Marketing](https://ifcnationalmarketing.com/)

 

 



### LeClair Corporation

St. Paul, MN  
Manager: Richard Lett  
**(651) 739-2010**  
<sales@LeClairInsurance.com>

Based in Saint Paul, MN, LeClair Group has been in the insurance business since 1932 and has worked with thousands of insurance advisors across the nation, including independent advisors and national advisor networks.

As a full-service Brokerage General Agency, we recognize the importance of ensuring every advisor is appointed, trained, and supported in order to have a successful insurance practice.

Our long history in the health and life insurance industry enables us to uniquely understand your opportunities and your challenges. We provide additional support specifically tailored toward the Open Enrollment season, and supply you with ideas and complementary products to support your insurance business year-round.



 

[Learn more about LeClair](https://www.leclairgroup.com/)