Open access

Open-access plans let members see the health care providers they choose without referrals. This option’s all about flexibility – you choose what works for your company and your employees. You’ll find everything from extensive coverage to basic, cost-conscious options. Customize your plan with deductible, coinsurance and copay choices.

Whether your plan is fully or self-insured, you’ll find an option that’s right for your company. Choose a fully insured funding approach for a predetermined, guaranteed premium each month and protection from high claim costs. Choose a self-insured approach to maximize cash flow and increase flexibility.

Aware Gold®
Our premium health plan with minimal cost sharing, lots of flexibility and comprehensive coverage. No deductible in network.

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Aware Gold Limited

No deductible in network. Choose from a range of copay options. Includes preventive care coverage.

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Aware® PPO
A fully insured plan that takes advantage of the national BlueCard® PPO network.

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Blue Alignment
A fully insured plan that encourages members to choose high quality cost effective providers.

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Comprehensive Major Medical
A solid choice for a wide range of needs – lots of deductible, coinsurance and copay options.

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