Consumer-directed health plans

Consumer-directed health plans combine high deductible coverage with a financial account to help employees pay medical expenses. Choose a health reimbursement account (HRA) or a health savings account (HSA) to pair with the plan. There are advantages to each.

No matter which you choose, your employees will get the type of coverage they’ve come to know and expect from Blue Cross. They can choose their doctor from one of the largest networks in the state. And with BlueCard®, they’re covered wherever they travel.

Each plan includes health programs and services to help employees stay healthy. We also provide tools and resources to help you tell employees how consumer-directed plans work.

Options Blue HSA
A health plan with a health savings account that is funded by the member and/or the employer. Members keep the account even if they leave the company or retire.

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Options Blue HRA
A health plan with a health reimbursement account that is funded by your employer. The account remains with the employer if the member leaves the company or retires.

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