This health plan is a great choice if your family wants:
It’s a good fit if you’re:
Or, download the application (PDF)
and mail it with a check for payment to us:
Blue Cross and Blue Shield of Minnesota
P.O. Box 64024
St. Paul, MN 55164
What happens after my contract term is up?
You may apply for additional terms of InstaCare coverage if you need coverage for longer than your initial coverage period. (You will need to submit a new application.) Minnesota state law lets you have 365 days of short-term coverage in any 555-day period. Or, see other plans from Blue Cross that offer longer term, and in some cases, more comprehensive coverage.
Blue Cross may change premium rates: on an annual renewal date, when you add or delete a dependent, or if you move to a different Blue Cross plan. Factors that may affect changes in premium rates include the age of covered members, where you reside, and whether a member uses tobacco. To see benefit and premium information about all Blue Cross actively marketed individual health plans available to you, please go to healthcare.gov
This plan comes with the Blue Performance(SM) Regional network. It’s a great network if you’re concerned with cost but don’t want to sacrifice choice.
This health plan comes with the national BlueCard® PPO network. It includes more than 92 percent of doctors and 96 percent of hospitals in the United States.
Note: To search this network, click the "Add filter" button, then "Network," and select "BlueCard PPO/EPO"
This health plan comes with the BlueCard Worldwide® network. It gives you access to doctors and hospitals in more than 200 countries.
Smile. We offer dental plans, too.
A growing body of evidence links oral health to overall health. Complement your new health plan from Blue Cross and Blue Shield of Minnesota with a dental plan from Delta Dental of Minnesota.
Find a plan that fits you
Choose a dental plan to fit your needs and your budget. There’s a basic plan that covers preventive exams and cleanings as well as more comprehensive coverage. See plans and monthly rates (PDF).
Coverage you can count on
Your plan comes with the largest dental network in the state and nation with the Delta Dental Premier® network. You’re likely already seeing a provider in the network. To find out, visit www.deltadentalmn.org and click “Dentist Search.” Or call (651) 406-5995 or toll free at
You’re free to see any dentist, but you’ll pay lower out-of-pocket costs and there’s no claims paperwork for you to submit when you see a network dentist.
It’s easy to enroll
Enrolling in a dental plan is fast and simple.
Delta Dental of Minnesota
Attn: Enrollment Department
P.O. Box 330
Minneapolis, MN 55440-0330
If you have questions or need help completing the application, call customer service toll free at
Delta Dental of Minnesota is independent from Blue Cross and Blue Shield of Minnesota. Delta Dental® provides administrative services for dental benefits.
Healthier people are happier and more productive. That’s why all of our individual and family plans come with:
Great health care coverage is just the beginning when you team up with Blue Cross and Blue Shield of Minnesota. Our health plans deliver “extras” that make them an even better value.
Blue Cross plans come with competitive rates (of course), plus all these moneysaving perks and services:
Get the health care service you deserve, and all the information you need:
More health support
We'll help you get healthy with all these services:
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