A health plan helps you manage the high costs of health care. You save money on costly care (doctors, hospital stays, tests, E.R. visits) by paying an affordable monthly premium. Together, everyone’s premiums help to pay for the care needed by some.
When you need care, for a routine checkup or something more serious, health care coverage can protect your budget. When you face a major health issue, it can safeguard your financial future.
The articles here can help you know what you need to get the most from your health plan.
You have lots of choices in health plans. Each plan has different features: your monthly rate, your maximum out-of-pocket costs for the year, doctors and hospitals included in the plan's network, "extras" like health club discounts and more.
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All the choices are yours. So take a look at these articles before you start shopping. They'll give you the info and insights you need to make good decisions.
These days, everyone’s looking for ways to save wherever they can. There are ways to save on your health care too, and we don’t mean by not getting the care you need. Investing a few moments in understanding your health care options can help you keep your family healthier without breaking the bank.
Here you’ll learn about the options you may have, and when to use them to keep costs down. You can also find out about online resources you can use to make informed decisions.
Here you’ll find health and wellness articles to help you live life well and be smart about your health and health care choices.
Take advantage of support and services brought to you by Blue Cross and Blue Shield of Minnesota:
» Talk to a doctor online -- no appointment needed
Be your healthiest with help from these tools and resources:
» Make the most of your doctor visits
» Calculators — BMI, target heart rate and more
» How to increase your family’s physical fitness
» More health and wellness articles
A health plan with a health savings account (HSA) can be a good way to help you save on health care.
These articles can help you learn more about HSAs and see if one would work for you. You can also watch a video about consumer-directed health plans and HSAs.