This is a great choice if you want:
It's a good fit if you're:
Prescription drug coverage:
What happens after my contract term is up?
You may apply to extend your InstaCare coverage if you need it for longer than your initial coverage period. (You’ll need to submit a new application.) Minnesota state law lets you have 365 days of short-term coverage in any 555-day period. Or, see other Blue Cross plans that offer longer-term, and more extensive coverage.
Short-term coverage like InstaCare does not meet the health care reform requirements to have health coverage.
Blue Cross may change premium rates: on an annual renewal date, when you add or delete a dependent, or if you move to a different Blue Cross plan. Things that may affect changes in premium rates include the age of covered members, where you live, and whether a member uses tobacco. Other plans may be available to you. Talk to your agent, or call us at 1-800-262-0823.
We offer a large network of doctors and hospitals. Each one is an independent contractor and not our agent.