Note: Open enrollment has ended and will start again in late 2014. Find out how to enroll now if you have a special situation.
BlueValue gives you a lower monthly rate. And you decide how to spend your health care dollars based on the doctors you choose to see. It’s for people who live in southeastern Minnesota.
Here’s how it works:
BlueValue plans use the Blue Performance RegionalSM network, which separates doctors and hospitals into levels, or tiers, based on cost:
BlueValue may be a good fit for you if:
|Your costs for care in the Blue Performance Regional network|
|Coinsurance||Out-of-pocket maximum (single/family)|
|Amount you pay Blue Cross each month for your health plan||Amount you pay each year for covered health care services in a year before your health plan starts to pay||Percent you pay for your covered health care services after meeting your deductible||
Annual limit on your health care expenses. After you pay this much (in deductibles, coinsurance, copays or a combination of these) your plan pays for all of your covered health care services.
As low as $155
|$2,400 / $4,800||
20% at Tier 1 providers
40% at Tier 2 providers
|$5,650 / $11,300|
You'll pay more when you see a doctor outside of the Blue Performance Regional network.
A network that fits you
Blue Performance Regional network divides our largest network into higher- and lower-cost doctors and hospitals. This gives you more control over how much you spend on health care. See which network tier your doctor is in.
You're covered when you travel, too, with our national BlueCard PPO and international BlueCard Worldwide® networks.
Blue Cross may change premium rates: on an annual renewal date, when you add or delete a dependent, or if you move to a different Blue Cross plan. Factors that may affect changes in premium rates include the age of covered members, where you live, and whether a member uses tobacco. Other plans may be available to you. Talk to your agent, or call us at 1-800-262-0823.
We offer a large network of doctors and hospitals. Each one is an independent contractor and not our agent.
Online Care Anywhere is an independent company that does not provider Blue Cross products or services. Online Care Anywhere is solely responsible for its telehealth services.