BlueAccess plan for 2014

Note: Open enrollment has ended and will start again in late 2014. Find out how to enroll now if you have a special situation.

BlueAccess makes health insurance easy with our largest network of doctors and hospitals so you can see your favorite doctors.

Want to save money on your health care? Some BlueAccess plans let you add a health savings account (HSA). HSAs help you save tax-free money, earn interest and use it to pay for medical expenses.

BlueAccess may be a good fit for you if you want:

  • The convenience of our largest network of doctors and hospitals
  • A range of cost-sharing options to help you find the plan that fits your budget
  • A health savings account Upfront benefits before you meet your deductible, like  two free online doctor visits with  Online Care Anywhere ExternalLink (available with plans that don't offer HSAs)
  • Discounts on your gym membership
  • Prescription drug coverage  (see if your drugs are covered) ExternalLink

Choose the BlueAccess plan that works for you

Your costs for care in the Aware network
Monthly rate Deductible
Coinsurance Out-of-pocket maximum (single/family)
How much you pay Blue Cross each month for your health plan Amount you pay for covered health care services in a year before your health plan starts to pay Percent you pay for your covered health care services after you meet your deductible

Annual limit on your health care expenses. After you pay this much money (in deductibles, coinsurance, copays or a combination of these) your health plan pays for all of your covered health care services.

As low as $130
see benefits
$5,200 / $10,400 (you can add an HSA to this plan) 0% $5,200 / $10,400
As low as $158
see benefits
$3,150 / $6,300 (you can add an HSA to this plan) 0% $3,150 / $6,300
As low as $182
see benefits
$1,800 / $3,600 (you can add an HSA to this plan) 0% $1,800 / $3,600
As low as $194
see benefits
$0 20% $5,650 / $11,300
As low as $218
see benefits
$0 10% $2,500 / $5,000

Your costs for care in the Aware network.

The largest network

Aware network covers 98% of providers in Minnesota The Aware network is our largest with 98% of providers and 100% of hospitals in Minnesota.  See if your doctor's in the Aware network. You're covered when you travel, too, thanks to our national BlueCard PPO and international BlueCard Worldwide® networks.


Blue Cross may change premium rates: on an annual renewal date, when you add or delete a dependent, or if you move to a different Blue Cross plan. Factors that may affect changes in premium rates include the age of covered members, where you reside, and whether a member uses tobacco. To see benefit and premium information about all Blue Cross actively marketed individual health plans available to you, please go to ExternalLink