2012 Basic Medicare Blue — basic protection 

Choose Basic Medicare Blue - basic protection for cost-sharing gaps. Get the benefits and services you expect from Blue Cross. Enroll now.

Original Medicare covers some of your health care expenses, but there are still deductibles, copayments and coinsurance that you must pay. Basic Medicare Blue, a Medicare supplement plan from Blue Cross and Blue Shield of Minnesota, can help. Basic Medicare Blue fills in Medicare cost-sharing gaps. It covers Medicare coinsurance for hospital and medical services. Plus, you can add additional coverage for Medicare deductibles and preventive care services.

Plan highlights

  • Covers Medicare coinsurance.
  • Worldwide emergency care—eligible services outside of the United States are covered at 80 percent.
  • Optional coverage – add coverage for preventive screenings and services not covered by Medicare (up to $120 maximum per calendar year). You can also choose coverage for Medicare Part A and/or Part B deductibles, or for remaining charges above Medicare’s approved amounts (up to 100 percent of usual and customary amounts).

See the Summary of Coverage and Disclosure of Information (PDF) for additional details.

What else do I need to know before choosing this plan?

  • Is your doctor in the network?
    Live or travel anywhere in the United States and receive plan benefits from any provider that accepts Medicare. No referrals needed.
  • Prescription drug coverage
    Visit MedicareBlue(SM) Rx (PDP) Leaving this site icon to learn about prescription drug coverage options.
  • Does this plan offer additional benefits, discounts or services?
    Yes, learn about other features of this plan.
  • Will my benefits change? What if I move?
    As long as you pay your premium and follow the terms of the contract, Basic Medicare Blue benefits automatically renew each year. The plan is also portable which means once you’re a member you can live anywhere in the U.S. and keep your coverage.
  • What about dental coverage?
    An optional dental planLeaving the site icon is available separately for Medicare supplement plan members at special rates.

Plans & Services: Medicare