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It works for you and your family
Pairing your health plan with a health savings account can be a great fit for people like this:
- Individuals or families
- Looking for affordable health insurance
- Want a tax-free way to save and pay for health care expenses
The health plan that helps you save money
Now you can get affordability, value, preventive care and a tax-free way to save and pay for health care expenses. Options Blue features comprehensive coverage with a higher deductible and lower monthly rates. It works with a health savings account (HSA) that helps you lower your costs. Find out more about how it can help you save.
Plan highlights
- Preventive care ($300 per person) is covered before deductible
- Office visits for illness or injury, lab work and x-rays, surgery, hospital stays and prescription drugs covered at 80 or 100 percent in network (after deductible)
- $5 million lifetime maximum
- Choose any doctor you want
- You’re covered wherever you go
- Includes extras: 24-Hour Nurse Advice Line, Fitness Program, Stop-Smoking Support, support for ongoing conditions, online Health Assessment and Coaching Modules and more
- Optional dental plan available separately at special rates
You can see if your doctor’s in the network or check the covered drugs list.
Account highlights
- Debit card available – no waiting to be reimbursed
- Competitive interest rates; investment options available
- Online member center – make contributions, withdrawals, invest your account money easily and securely
Choose a Blue Cross plan
With Blue Cross, you get the peace of mind of a plan you know and trust, worldwide coverage, savings on prescriptions drugs, hassle-free claims, support to be healthier and more. We offer a range of plans designed to fit your lifestyle.
Individual & family plans from Blue Cross| | Personal Blue | Options Blue | Simply Blue | InstaCare |
|---|
| Plan is best for: | Individuals & families who want traditional coverage | Individuals & families who want to save for future health care costs | Young adults not considering starting a family
Retirees not yet eligible for Medicare | Need short-term coverage: 30, 60 or 90 days
Need coverage until longer-term plan starts |
| Key features: | Flexible plan options | Works with an HSA
Tax advantages | Up to $500 in office visits
No maternity coverage | Immediate coverage
Can only have 365 days of short-term coverage in a 555-day period |
| | see overview | see overview | see overview | see overview |
Apply now for Options Blue
Get a health insurance quote and apply online – it’s fast and easy.
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