InstaCare gives you inexpensive short-term coverage
Need insurance now?
To continue an application you’ve already started, sign in.
InstaCareSM meets your needs
Short-term coverage from Blue Cross can be a great choice for people like this:
- Between jobs
- Just out of school
- Waiting for an employer’s coverage to start
- Want coverage that can start right away
Coverage tailored to your situation
Apply now – it’s quick and easy. Choose coverage for 30, 60 or 90 days. Cover yourself or your family. There’s no need to provide a health history.
Benefit highlights
- Hospital services, prescription drugs, medical supplies, emergency care and more covered at 80 percent (in network)
- See the doctors you choose – without a referral
- Well-child doctor visits to age 6 covered at 100% (whether or not you’ve met your deductible)
- 3 deductible and 3 out-of-pocket maximum options to meet your budget
- $1 million lifetime maximum
- Extras including Stop-Smoking Support and Online Wellness Center, plus Health Guides and Nurse Guides just a phone call away
- No coverage for mental health or any preexisting conditions
Looking for an alternative to COBRA?
Continuing coverage through a former employer’s plan (called COBRA) is expensive and may not be your only option. InstaCare monthly rates are surprisingly affordable and may be a better choice for you. Get a quote. Minnesota state law lets you have 365 days of short-term coverage in any 555-day period, so you can buy additional terms of your InstaCare coverage if you need it for longer than your initial coverage period.
Apply now
Get a health insurance quote and apply online.