PLEASE NOTE: As a result of health care reform, we are making some changes to InstaCare that will take effect on September 23, 2010. This page contains information about coverage effective BEFORE September 23, 2010. Click here if you want coverage to begin after September 23, 2010.
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InstaCareSM meets your needs
Short-term coverage from Blue Cross can be a great choice for people like this:
- Between jobs
- Just out of school
- Waiting for an employer’s coverage to start
- Want coverage that can start right away
Coverage tailored to your situation
Apply now – it’s quick and easy. Choose coverage for 30, 60 or 90 days. Cover yourself or your family. There’s no need to provide a health history.
Benefit highlights
- Hospital services, prescription drugs, medical supplies, emergency care and more covered at 80 percent (in network)
- See the doctors you choose – without a referral
- Well-child doctor visits to age 6 covered at 100% (whether or not you’ve met your deductible)
- 3 deductible and 3 out-of-pocket maximum options to meet your budget
- $1 million lifetime maximum
- Extras including Stop-Smoking Support and Online Wellness Center, plus Health Guides and Nurse Guides just a phone call away
- No coverage for mental health or any preexisting conditions
Looking for an alternative to COBRA?
Continuing coverage through a former employer’s plan (called COBRA) is expensive and may not be your only option. InstaCare monthly rates are surprisingly affordable and may be a better choice for you. Get a quote. Minnesota state law lets you have 365 days of short-term coverage in any 555-day period, so you can buy additional terms of your InstaCare coverage if you need it for longer than your initial coverage period.
Apply now
Get a health insurance quote and apply online.
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