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InstaCare^SM meets your needs

Short-term coverage from Blue Cross can be a great choice for people like this:

• Between jobs
• Just out of school
• Waiting for an employer’s coverage to start
• Want coverage that can start right away

Coverage tailored to your situation

Apply now – it’s quick and easy. Choose coverage for 30, 60 or 90 days. Cover yourself or your family. There’s no need to provide a health history.

Benefit highlights

• Hospital services, prescription drugs, medical supplies, emergency care and more covered at 80 percent (in network)
• See the doctors you choose – without a referral
• Well-child doctor visits to age 6 covered at 100% (whether or not you’ve met your deductible)
• 3 deductible and 3 out-of-pocket maximum options to meet your budget
• $1 million lifetime maximum
• Extras including Stop-Smoking Support and Online Wellness Center, plus Health Guides and Nurse Guides just a phone call away
• No coverage for mental health or any preexisting conditions

Looking for an alternative to COBRA?

Continuing coverage through a former employer’s plan (called COBRA) is expensive and may not be your only option. InstaCare monthly rates are surprisingly affordable and may be a better choice for you. Get a quote. Minnesota state law lets you have 365 days of short-term coverage in any 555-day period, so you can buy additional terms of your InstaCare coverage if you need it for longer than your initial coverage period.

Apply now

Get a health insurance quote and apply online.