Healthy Blue – an affordable plan with up-front benefits and rewards
Healthy Blue(SM) gives you the coverage you need to protect yourself from high medical costs in the event of illness or injury. We made it affordable for you, and we also threw in some great perks: You’ll get two retail clinic visits for a low copay before you reach your deductible, rewards for good health and a health club discount to maintain your healthy lifestyle.
How to save the most money
Want to limit your costs? Use an in-network provider.
In-network and out-of-network providers have separate deductibles and out-of-pocket maximums. Your deductible and out-of-pocket maximum is lower with in-network providers.
Your health care dollars count … twice
We encourage you to use in-network providers to keep health care costs down for everyone’s benefit, so we count your health care dollars twice. For example, if you choose the Blue Performance network, we take any money you pay toward your Tier 2 or out-of-network deductible and count it toward your Tier 1 deductible. And we take any amount you pay toward your Tier 2 or out-of-network out-of-pocket maximum and count it toward your Tier 1 out-of-pocket maximum. You get more bang for your buck. And your money counts twice.
Get the information you want, when you want
As a Healthy Blue plan member, you get a personalized online account to:
- Find your doctors, clinics and hospitals
- See your claims and Explanation of Health Care Benefits (EOBs)
- Send secure e-mails to customer service
- Order your member ID cards
- Get exclusive access to health information, Fitness Discounts, weight loss help and more
How health insurance works
If you want to learn more about health insurance, visit our Health Plans 101 section on how health insurance works.
Get a health insurance quote for Healthy Blue and apply online.
Not sure if Healthy Blue is right for you? Use our Plan Selector for help choosing a plan.