How health insurance works

It doesn’t take much time to understand the basics of health insurance. Designed to protect you against the high costs of health care, health insurance is similar to other types of insurance. People buy coverage for costly care by paying a monthly premium they can afford. Pooled together, everyone’s premiums help to pay for the care needed by some. When you or a family member need care – whether basic or for a serious injury or illness, you can protect your financial future thanks to your health care coverage.

The topics here can help you know what you need to get the most from your health plan.

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