Blue Choice – a new way to manage health care costs

Help your organization achieve more predictable health care spending and offer a variety of health plan choices with Blue Choice®, a new defined contribution health plan from Blue Cross and Blue Shield of Minnesota. Contact your broker to transition to this simple, flexible option for groups with 10 or more employees.

Is a defined contribution plan right for you?

You have probably heard about defined contribution health plans, but you may not have spent much time thinking about if it’s a fit for your organization. We’ve prepared a short worksheet to help you determine if defined contribution is a solution for you. Use the worksheet (PDF).

How your organization benefits from Blue Choice:

  • Three years of guaranteed rates
  • Your broker’s involvement ― we work closely with your broker to make sure the switch to Blue Choice is smooth and hassle-free
  • You choose your contribution toward premiums
  • Employees get a mix of health plan options, some with health savings accounts, so they can choose the best plan for them
  • Employees will shop for the Blue Cross plan that best matches their needs and have access to easy-to-understand enrollment materials and online health tools to support their health and health care decisions

Refer to the Blue Choice brochure (PDF) and Blue Choice plan designs (PDF) for details.

How does Blue Choice compare to other options?

Unlike other defined contribution plans, you can continue to work with your broker to get advice on plan options and ensure a smooth transition to Blue Choice. You get three years of guaranteed rates. And, you get the same excellent service, robust network access, health and wellness resources, and best coverage for your dollar that you expect from Blue Cross.

Set up a consultation

Contact your broker to learn more about transitioning to Blue Choice.

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