Minnesota health insurance coverage: What’s right for you?

Are you looking for individual health insurance coverage in Minnesota? Here are some things to consider.

Minnesota health insurance coverage

Many Minnesotans are covered by group health plans through their employers. Those who don’t have a few options to get needed health insurance Minnesota style. For each type of plan, you’ll need to apply to be accepted for coverage.

  • Private health insurance: Many private companies offer health insurance for individuals in Minnesota. Look for a company with a name you know and trust. You may be able to choose from a variety of plan types at a range of prices. The coverage you’re eligible for may vary depending on your previous health conditions. Learn more about an affordable Blue Cross plan or get a free online quote on a plan for individuals.
  • MCHA: Minnesota Comprehensive Health Association is a program for people who’ve been turned down for individual health insurance in the private market due to preexisting conditions. Premiums can be up to 25 percent greater than the weighted average for comparable policies.
  • MinnesotaCare: This is a health care program for uninsured working Minnesotans. Participants need to meet income and other eligibility guidelines.

Other programs are also available.

New options for health insurance Minnesota

Blue Cross has developed a health plan specifically for uninsured 20- to 30-year olds. It includes some new features most other plans don’t have. It’s designed to meet the needs of people who need a plan with good coverage that’s affordable and easy to use. With Simply Blue, you’re protected against a major financial loss, plus, you get coverage right away. The first $500 to $1,000 (depending on the option you choose) is paid at 100 percent, and $200 of your annual checkup is paid at 100 percent, too. Plus, you get up to 20 dollars a month off fitness center dues and other perks. Monthly rates are often under $100.

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