Recently unemployed? Know your health insurance options

If you’ve recently been laid off, replacing your employer-sponsored health plan may be one of the most important choices you face. While COBRA allows you to temporarily continue your current health plan coverage, your monthly premium can be quite expensive.

Is COBRA right for you? COBRA might be a good choice for you is you have an ongoing health condition

Plans that may cost less than COBRA

Consider a health plan from Blue Cross and Blue Shield of Minnesota. We offer several affordable health plans for individuals and families.

Choose a plan below to see what’s covered, get a quote and apply online.

  • InstaCare(SM)  — a temporary health plan when you need coverage right away. It provides 30-, 60- or 90-day coverage for a long list of medical and hospital services.
     
  • GoBlue(SM)  — a low-cost choice for people who are single and want protection from financial loss in case of major illness or injury, and aren’t planning on starting a family (maternity care is not covered)
     
  • Simply Blue(SM)  — an affordable health plan with all the essential benefits you need and none of what you don’t
     
  • Personal Blue(SM)  — flexible health plans for families and individuals to match your budget, lifestyle and stage of life

  • Options Blue(SM)  — affordable coverage with a tax-advantaged account. A smart move for individuals and families who like to plan and save.

Not sure which plan to choose? Find a plan that’s best for you with our Plan Selector tool. Answer a few questions to see your best-fit plans. Compare costs and features side by side.

Don’t risk your family’s health or finances by going unprotected

Choose a plan from Blue Cross or use the resources below to make an informed decision. After all, we share the same goal — to help you find a plan that fits your budget and lifestyle, and saves you money over COBRA coverage.

Note: Be sure you understand your situation and your options before making a decision about COBRA coverage. Do not cancel or decline COBRA coverage until you have been accepted for a new health plan and receive the plan contract.

Staying healthy is the best insurance of all

Protect your health – your most important asset – while you’re between jobs. Blue Cross is here to be your source for living better. See health & wellness resources.

More about COBRA

FAQs about COBRA from the U.S. Department of Labor
COBRA information from the Minnesota Department of Health 

Need help choosing a plan?

E-mail or call us:
(651) 662-5050
1-800-382-2000

You can also find an agent near you.